631 Desoto Ln, Indian Harbour Beach, FL, 32937
About This Home
Enjoy the best of beachside living with an easy walk to both the beach and the river from this well-maintained canal-front townhome with the community pool just steps away. Relax in the enclosed porch while taking in peaceful water views and watching birds and wildlife right from your backyard, or launch your day with a sunrise beach walk and unwind with evening breezes by the water. This spacious two-story home offers 3 bedrooms, 3 full baths, including a guest room with a Murphy bed, and a generous primary suite featuring a huge walk-in closet and beautiful canal views. A renovated kitchen opens to the main living area while a separate living area provides flexible space for entertaining or relaxing. Updates include fresh interior paint, laminate flooring throughout the first floor, comfy carpet in the bedrooms, a 2017 roof, water softener system, and hurricane shutters. HOA is only $225/month, making this an exceptional value for waterfront living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1977
Materials
- Roof: Shingle
- Construction materials: Block,Concrete,Frame
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,In Garage,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Breakfast Bar,Built-in Features,Ceiling Fan(s),Kitchen Island,Pantry,Primary Bathroom - Shower No Tub,Walk-In Closet(s)
- Window features: Skylight(s)
- Flooring: Carpet,Laminate
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 1,928 sqft
Property
Details
- Parcel number: 2737025100000.00008.04
- Zoning description: Residential
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Front Porch,Glass Enclosed,Patio,Rear Porch
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- On waterfront: Yes
- Waterfront features: Canal Front
- Waterbody name: Canal Non-Navigation
Lot
- Lot size: 3,484 sqft
- Features: Cul-De-Sac,Few Trees,Sprinklers In Front,Sprinklers In Rear
Parking
- Total spaces: 1
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Brevard County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,290 | $27,480 |
| Home Insurance * | $600 | $7,200 |
| Property Taxes | $614 | $7,368 |
| Electricity | $197 | $2,366 |
| Total | $3,701 | $44,412 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $439,900 |
| 2026-07-14 | Listed for sale | $452,900 |
| 2023-06-05 | Sold | $418,000 |
| 2023-04-23 | Contingent | $425,500 |
| 2023-04-13 | Listed for sale | $425,500 |
| 2019-08-09 | Sold | $274,000 |
| 2019-07-10 | Pending sale | $274,000 |
| 2019-06-28 | Price change | $274,000 |
| 2019-06-08 | Price change | $277,900 |
| 2019-05-04 | Listed for sale | $279,000 |
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