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1416 Club Gardens Dr NE, Palm Bay, FL, 32905

2beds
2baths
1,344sqft
$249,900
$186price/sqft
$2,076/moest. monthly cost
$83,040/yrincome needed

About This Home

Discover this beautifully remodeled single story 2 bedroom, 2 bath townhome perfectly designed for effortless, low maintenance living. From the moment you step inside, you'll love the bright, open layout, stylish modern finishes, and quality upgrades throughout. Move in ready and meticulously maintained, this charming home offers comfort and convenience in one of Palm Bay's desirable areas. Ideal for first time buyers, downsizers, or savvy investors seeking easy care living with low HOA fees. Spacious townhome with an attached garage Low HOA fees- covers water, sewer and trash services Minutes from the interstate and close to major routes making commuting easy Conveniently located near shopping, restaurants, healthcare and just a short drive to our beautiful local beaches. Community pool and clubhouse

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

8/10
Riviera Elementary SchoolGrades PK-61.2 mi
2/10
3/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1986

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Dryer,Electric Oven,Electric Water Heater,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Refrigerator,Ice Maker,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Open Floorplan

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 2837280000023.60000.00
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Covered,Patio,Porch,Rear Porch,Screened
  • Exterior features: Impact Windows

Lot

  • Lot size: 3,920 sqft
  • Features: Other

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$345$4,140
Property Taxes $271$3,252
Electricity $197$2,366
Total$2,076$24,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,177/yr
40% on housing$62,280/yr
45% on housing$55,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 32905$165
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32905$189
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$249,900
2025-01-30Listing removed$259,900
2024-08-30Price change$259,900
2024-06-13Price change$265,900
2024-05-29Price change$267,900
2024-05-08Price change$268,900
2024-04-23Price change$269,400
2024-03-13Price change$269,900
2024-02-02Listed for sale$279,900
2020-11-13Sold$166,000
2020-10-13Pending sale$167,500
2020-09-26Price change$167,500
2020-08-03Pending sale$185,000
2020-03-22Listed for sale$185,000

For Sale by Agent

AgentJennifer Lynn Wolters
Brokerage7 Waves Real Estate

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