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3174 Beach Winds Ct, Melbourne Beach, FL, 32951

2beds
2baths
1,148sqft
$370,000
$322price/sqft
$3,020/moest. monthly cost
$120,800/yrincome needed

About This Home

Where else can you live just 412 feet from the Beach at this price? Secure your own slice of coastal living in this updated townhome, perfectly positioned between the Intracoastal Waterway and the ocean. Start your mornings with an easy walk to the shoreline for sunrise and sea-turtle season, and spend evenings enjoying sunsets from your private lanai or with neighbors at the pier. This 2-bedroom, 1.5-bath townhome has been thoughtfully updated, offering abundant natural light and sleek new fixtures that enhance the clean, modern feel. The lanai features an outdoor shower, accent lighting, and Christmas Palms, creating a tranquil retreat after beach time. The upstairs balcony also features lighting, ideal for unwinding and taking in coastal breezes. Residents enjoy low HOA fees and a well-maintained, activity-rich community offering two pools, a fitness center, tennis, pickle-ball, shuffleboard, a clubhouse, and more--all within a short walk of beach access and scenic views. A rare opportunity to enjoy the best of coastal living walkable beaches, sunsets, lifestyle amenities, and a move-in-ready home.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

10/10
Gemini Elementary SchoolGrades PK-61.8 mi
6/10

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Tile
  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: In Unit,Lower Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,148 sqft

Property

Details

  • Parcel number: 2838215200000.00123.00
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Balcony,Outdoor Shower,Storm Shutters
  • Fencing: Wood

Lot

  • Lot size: 871.20 sqft
  • Features: Other

Parking

  • Parking features: Assigned,Guest,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$574$6,888
Property Taxes $379$4,548
Electricity $197$2,366
Total$3,020$36,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,542/yr
40% on housing$90,600/yr
45% on housing$80,533/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 32951$444
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32951$332
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$370,000
2026-01-04Listed for sale$375,000
2022-12-07Sold$369,000
2022-12-05Pending sale$374,900
2022-10-29Contingent$374,900
2022-08-31Price change$374,900
2022-07-27Price change$379,000
2022-07-10Listing removed--
2022-07-08Listed for rent$2,710
2022-06-08Listing removed--
2022-06-03Listed for rent$2,830
2022-05-25Listing removed--
2022-05-20Price change$2,830
2022-05-13Listed for rent$2,750
2022-05-06Listed for sale$385,000
2022-04-26Contingent$385,000
2022-04-14Listed for sale$385,000
2022-04-12Contingent$385,000
2022-04-03Listed for sale$385,000
2022-03-31Contingent$385,000
2022-03-30Listed for sale$385,000
2019-05-15Sold$185,500
2019-04-17Pending sale$219,000
2019-02-01Price change$219,000
2018-11-13Listed for sale$225,000
2015-02-18Listing removed$1,200
2012-08-23Sold$126,000
1998-11-03Sold$69,000

For Sale by Agent

AgentSarah Munkacsy
BrokerageOhana East Coast Realty

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