521 Island Ct, Indian Harbour Beach, FL, 32937
About This Home
Step into a lifestyle of refined coastal elegance nestled within the secure, gated enclave of Island Villas. This stunning 4 bedroom, END UNIT townhome offers the space of a single-family residence with the low maintenance ease of beach side living. Rare floor plan includes a versatile 4th bedroom downstairs, ideal for guest suite or office. This 2 story-gem offers a chair lift when you feel the need to ride instead of climb the stairs. The interior boasts an open floor plan featuring high end finishes, impact windows w/ plantation shutters, cozy gas fireplace. Kitchen w/ granite counters & high end appliances is open to living area & nook that overlooks the beautiful GRAND CANAL and tiled porch w/ remote hurricane screens and built in gas grill. Multilevel deck leads to PRIVATE DOCK. Huge primary en suite boasts tiled screened balcony perfect to watch the wildlife and breathtaking sunsets. Concrete block construction. ROOF 2020! Pet friendly community! TTHIS IS A RARE FIND!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1996
Materials
- Roof: Tile
- Construction materials: Block,Concrete,Stucco
Type & Style
- Home type: Townhouse
- Architectural style: Other
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Gas Cooktop,Microwave,Tankless Water Heater,Washer
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Lower Level,Sink
Bathroom1
- Level: Lower
- Area: 37.82
- Dimensions: 6.20 x 6.10
Bathroom3
- Level: Upper
- Area: 57.57
- Dimensions: 10.10 x 5.70
Bedroom1
- Level: Upper
- Area: 209.6
- Dimensions: 16.00 x 13.10
Bedroom2
- Level: Upper
- Area: 176.79
- Dimensions: 11.70 x 15.11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bonus Room
- Level: Lower
- Area: 15.4
- Dimensions: 1.10 x 14.00
Dining Room
- Level: Lower
- Area: 172.25
- Dimensions: 11.40 x 15.11
Family Room
- Level: Lower
- Area: 461.36
- Dimensions: 14.60 x 31.60
Features
- Breakfast Nook,Built-in Features,Ceiling Fan(s),Entrance Foyer,His and Hers Closets,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Walk-In Closet(s)
- Window features: Skylight(s)
- Flooring: Carpet,Tile
- Number of fireplaces: 1
- Fireplace features: Double Sided,Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 2,615 sqft
Kitchen
- Level: Lower
- Area: 410.21
- Dimensions: 12.70 x 32.30
Laundry
- Level: Lower
- Area: 125.55
- Dimensions: 15.50 x 8.10
Master Bathroom
- Level: Upper
- Area: 102.01
- Dimensions: 10.10 x 10.10
Master Bedroom
- Level: Upper
- Area: 347.27
- Dimensions: 12.10 x 28.70
Other
- Level: Lower
- Area: 481.08
- Dimensions: 21.10 x 22.80
Other
- Level: Lower
- Area: 275
- Dimensions: 27.50 x 10.00
Property
Accessibility
- Accessibility features: Stair Lift
Details
- Parcel number: 2737020000594.G0000.00
- Attached to another structure: Yes
- Zoning description: Multi Family
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Rear Porch,Screened
- Exterior features: Balcony,Dock,Impact Windows
- Has view: Yes
- View description: Canal,Water
- Has water view: Yes
- Water view: Canal,Water
- On waterfront: Yes
- Waterfront features: Canal Front,Navigable Water,River Access,No Fixed Bridges
- Waterbody name: Canal Navigational to Banana River
Lot
- Lot size: 2,178 sqft
- Features: Sprinklers In Front,Sprinklers In Rear
Parking
- Total spaces: 2
- Parking features: Additional Parking,Garage,Garage Door Opener,Guest
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Brevard County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance * | $1,260 | $15,120 |
| Property Taxes | $1,111 | $13,332 |
| Electricity | $263 | $3,158 |
| Total | $7,437 | $89,244 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $949,900 |
| 2026-04-12 | Listed for sale | $999,900 |
| 2006-06-06 | Sold | $652,500 |
| 1996-07-09 | Sold | $265,000 |
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