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5021 Championship Cup Ln, Spring Hill, FL, 34609

5beds
4baths
3,569sqft
$800,000
$224price/sqft
$6,025/moest. monthly cost
$241,000/yrincome needed

About This Home

If you’ve been looking for a GOLF COURSE HOME without having to pay all those extra fees, this one right here is worth a look. Sitting right on the 18TH HOLE in Silverthorn, this 5 BEDROOM, 4 BATH home gives you BEAUTIFUL SUNSET VIEWS straight over your PRIVATE HEATED POOL & SPA, about as peaceful as it gets. Pulling up, you’ll notice the TWO OVERSIZED SIDE-FACING GARAGES and the big PAVER DRIVEWAY with plenty of room for parking when friends and family come by. Inside, you’ve got TILE and REAL WOOD FLOORS and a standout STONE, GAS, DOUBLE-SIDED FIREPLACE that really makes the living space feel like home. The layout is a true SPLIT FLOOR PLAN, with the PRIMARY SUITE tucked away on one side featuring TWO WALK-IN CLOSETS, a WALK-IN SHOWER, GARDEN TUB, and DOUBLE VANITY. On the other side, the guest rooms have NEW CARPET, CLOSET ORGANIZERS, and a setup that works great for family or visitors with both shared and private bathrooms. The kitchen gives you plenty of CABINET SPACE and COUNTERTOP ROOM, plus an ISLAND that makes it easy for everyday living or having people over. Out back, the SLIDING GLASS DOORS open up to a SCREENED PAVER PATIO where you can kick back by the pool and spa. The pool heater is able to keep the waters warm, even in the cooler months. Homes like this on the 18TH HOLE in Silverthorn don’t come around too often especially one this unique.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
6/10
2/10
Hernando High SchoolGrades PK,6-127.7 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Filtration System,Water Softener
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room

Bathroom1

  • Features: Shower No Tub
  • Level: First
  • Area: 94.5
  • Dimensions: 6.3x15

Bathroom2

  • Features: Tub With Shower
  • Level: First
  • Area: 47.7
  • Dimensions: 5.3x9

Bathroom3

  • Features: Tub With Shower
  • Level: First
  • Area: 47.7
  • Dimensions: 5.3x9

Bedroom1

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 258.7
  • Dimensions: 13x19.9

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 162.5
  • Dimensions: 13x12.5

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 161.2
  • Dimensions: 13x12.4

Bedroom4

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 172.72
  • Dimensions: 12.7x13.6

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First
  • Area: 117.16
  • Dimensions: 11.6x10.1

Family Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 262.5
  • Dimensions: 17.5x15

Features

  • Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Central Vacuum,Crown Molding,Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Wood Cabinets,Split Bedroom,Thermostat,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Outdoor Grill,Outdoor Kitchen,Sliding Doors
  • Window features: Blinds,Window Treatments,Hurricane Shutters/Windows
  • Flooring: Carpet,Tile,Hardwood
  • Fireplace features: Gas,Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,160
  • Total interior livable area: 3,569 sqft

Kitchen

  • Features: Ceiling Fan(s),Granite Counters,Kitchen Island
  • Level: First
  • Area: 275.4
  • Dimensions: 17x16.2

Laundry

  • Features: Single Vanity,Built-in Closet
  • Level: First
  • Area: 80.6
  • Dimensions: 6.2x13

Living Room

  • Level: First
  • Area: 328.99
  • Dimensions: 16.7x19.7

Primary Bathroom

  • Features: Dual Sinks,Granite Counters,Makeup/Vanity Space,Tub with Separate Shower Stall,Water Closet/Priv Toilet
  • Level: First
  • Area: 189.074
  • Dimensions: 14.11x13.4

Primary Bedroom

  • Features: Ceiling Fan(s),Central Vacuum,En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 299
  • Dimensions: 13x23

Property

Details

  • Parcel number: R0222318349200000150
  • Zoning: PDP
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Child Safety Fence,Gunite,Heated,In Ground,Lighting,Screen Enclosure,Tile
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Exterior features: Irrigation System,Lighting,Outdoor Grill,Outdoor Kitchen,Rain Gutters
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Golf Course,Pool,Pond
  • Has water view: Yes
  • Water view: Pond
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 0.38 Acres
  • Features: Cleared,In County,Landscaped,Level,On Golf Course,Sidewalk,Unincorporated,Above Flood Plain
  • Lot size dimensions: 140 x 135

Parking

  • Total spaces: 5
  • Parking features: Covered,Driveway,Electric Vehicle Charging Station(s),Garage Door Opener,Garage Faces Side,Golf Cart Garage,Golf Cart Parking,Ground Level,Oversized,Split Garage
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$416$4,992
Property Taxes $1,205$14,460
Electricity $359$4,310
Total$6,025$72,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,571/yr
40% on housing$180,750/yr
45% on housing$160,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 34609$158
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34609$178
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$829,900
2025-12-31Listing removed$799,000
2025-07-17Listed for sale$799,000
2025-05-02Listing removed$799,000
2025-03-30Price change$799,000
2025-02-22Listed for sale$800,000
2024-08-02Listing removed--
2024-07-10Price change$828,999
2024-06-21Price change$829,000
2024-05-02Price change$838,999
2024-03-25Listed for sale$839,000
2024-01-11Listing removed--
2023-12-05Price change$859,000
2023-11-09Listed for sale$869,000
2023-10-11Listing removed--
2023-10-09Price change$890,000
2023-10-02Price change$895,000
2023-09-20Price change$899,000
2023-07-11Price change$900,000
2023-06-26Listed for sale$929,000
2023-06-06Listing removed--
2023-05-31Price change$939,000
2023-05-15Price change$949,000
2023-04-18Price change$959,000
2023-02-27Listed for sale$969,000
2012-11-09Sold$355,000
2002-04-30Sold$90,000

For Sale by Agent

AgentMatthew Griffin
BrokerageOPTIMA ONE REALTY

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