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10056 Gifford Dr, Spring Hill, FL, 34608

5beds
4baths
2,212sqft
$369,000
$167price/sqft
$2,797/moest. monthly cost
$111,880/yrincome needed

About This Home

Spacious and beautifully updated 5-bedroom, 3.5-bath, 2 car garage home in the heart of Spring Hill! This property features two separate master suites, perfect for multigenerational living or guest accommodations. New roof (2025), new A/C (2022), and fresh interior and exterior paint (2022). Step into the renovated kitchen equipped with new appliances, a gas stove, and a massive walk-in pantry complete with a second refrigerator - ideal for extra storage and entertaining. Whether you're looking for room to grow or space to host, this home checks all the boxes. Don't miss this incredible opportunity—schedule your private showing today!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

3/10
Explorer K-8Grades PK-80.8 mi
3/10
Central High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,656
  • Total interior livable area: 2,212 sqft

Kitchen

  • Features: Pantry,Storage Closet
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Living Room

  • Features: No Closet
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: R32 323 17 5180 1251 0110
  • Zoning: PDP
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Other

Lot

  • Lot size: 10,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$192$2,304
Property Taxes $518$6,216
Electricity $222$2,671
Total$2,797$33,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,897/yr
40% on housing$83,910/yr
45% on housing$74,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 34608$157
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34608$183
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-30Price change$420,000
2025-07-25Listed for sale$425,000
2004-05-18Sold$123,000

For Sale by Agent

AgentJim Tacy
BrokerageTROPIC SHORES REALTY LLC

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