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10235 Estuary Dr, Tampa, FL, 33647

5beds
4baths
3,914sqft
$749,900
$192price/sqft
$5,181/moest. monthly cost
$207,240/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Located in the exclusive gated village of Estuary within Arbor Greene, this Inland Homes Hermitage floor plan sits on a premium conservation homesite and delivers the space, layout, and privacy buyers are looking for in New Tampa. With 5 bedrooms, 4 full baths, and a 3-car garage, this two-story home offers over 3,900 square feet of well-designed living space. Soaring ceilings, formal living and dining rooms, and an open kitchen/family room layout create a natural flow for both everyday living and entertaining, with abundant natural light enhancing the home’s spacious feel. The kitchen features 42” maple cabinetry and solid surface countertops, providing ample storage and workspace while opening directly to the main living area—ideal for gatherings, family time, and day-to-day functionality. The primary suite is located on the first floor, offering privacy and convenience, while the second level is centered around a MASSIVE 20' x 30' bonus/game room. This oversized space goes far beyond a typical flex room and can easily serve as a media room, second living area, home office hub, or multi-generational retreat. Secondary bedrooms are generously sized and thoughtfully positioned for comfort and separation. Recent updates include luxury vinyl flooring in the living room, dining room, and all bedrooms, along with fresh interior paint in a clean, neutral palette that creates a move-in-ready feel. Major mechanical upgrades provide peace of mind, including two newer AC units (approximately 3 and 5 years old) and a water heater just 3 years old. The covered lanai overlooks a peaceful conservation setting, offering privacy and a natural backdrop rarely found at this price point. The oversized homesite provides additional flexibility and value, including the ability to install a 48” black wrought iron-style fenced yard—creating a true pet-friendly environment within a gated community without sacrificing the open view. There is also ample space to add a custom pool while still maintaining a functional, usable backyard. Additional features include natural gas for cooking, heating, and hot water, as well as access to Verizon fiber-optic infrastructure with the potential for ultra-high-speed internet—making this home well-suited for modern living, remote work, and smart home integration. Arbor Greene is one of New Tampa’s most established and sought-after master-planned communities, offering 24-hour manned gate security and a full suite of resort-style amenities. Residents enjoy multiple pools, a fitness center, tennis and pickleball courts, playgrounds, and miles of scenic walking trails set among mature landscaping, lakes, and conservation areas. The community clubhouse serves as a central hub for events and social gatherings, creating a strong neighborhood atmosphere. Conveniently located near top-rated schools, major hospitals, shopping, dining, and with easy access to I-75 and I-275, this home offers both everyday convenience and long-term value.

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
28
BikeSomewhat Bikeable

Schools

9/10
Benito Middle SchoolGrades 6-80.8 mi
3/10
Wharton High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco,Wood Frame

Other

  • Builder model: Hermitage
  • Builder name: Inland

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bathroom2

  • Level: First
  • Area: 48
  • Dimensions: 8x6

Bathroom3

  • Level: Second
  • Area: 60
  • Dimensions: 10x6

Bathroom4

  • Level: Second
  • Area: 48
  • Dimensions: 8x6

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 182
  • Dimensions: 14x13

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 182
  • Dimensions: 14x13

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 168
  • Dimensions: 12x14

Bedroom5

  • Features: Built-in Closet
  • Level: Second
  • Area: 182
  • Dimensions: 13x14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Bonus Room

  • Features: No Closet
  • Level: Second
  • Area: 600
  • Dimensions: 20x30

Dining Room

  • Level: First
  • Area: 132
  • Dimensions: 11x12

Family Room

  • Level: First
  • Area: 396
  • Dimensions: 18x22

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds,Window Treatments
  • Flooring: Carpet,Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,094
  • Total interior livable area: 3,914 sqft

Kitchen

  • Level: First

Living Room

  • Level: First
  • Area: 156
  • Dimensions: 13x12

Primary Bathroom

  • Level: First
  • Area: 80
  • Dimensions: 10x8

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 238
  • Dimensions: 14x17

Property

Details

  • Parcel number: A1627205QF00001000020.0
  • Zoning: PD-A
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Irrigation System,Sidewalk,Sprinkler Metered
  • Has view: Yes
  • View description: Garden,Park/Greenbelt,Trees/Woods
  • Residential vegetation: Mature Landscaping,Oak Trees,Trees/Landscaped,Wooded

Lot

  • Lot size: 0.33 Acres
  • Features: Conservation Area,City Lot,Landscaped,Near Golf Course,Sidewalk

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$473$5,676
Property Taxes $524$6,288
Electricity $393$4,726
Total$5,181$62,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,634/yr
40% on housing$155,430/yr
45% on housing$138,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 33647$184
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33647$219
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$799,900

For Sale by Agent

AgentSteve Eckhardt
BrokerageCORNERSTONE PROP.INTERNATIONAL

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