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571 NW ZACK DRIVE, Lake City, FL, 32055

3beds
2baths
2,240sqft
$349,000
$156price/sqft
$2,613/moest. monthly cost
$104,520/yrincome needed

About This Home

Welcome home to this spacious 3-bedroom, 2-bathroom home situated on a generous half-acre lot in the Emerald Lakes community. Head up the driveway to the two-car garage and a walkway that leads you up to the covered front entry. Step inside to discover a bright foyer accented by soaring ceilings that create an open and inviting atmosphere. Entertain guests in the formal living room or host memorable dinners in the separate formal dining room. The well-appointed kitchen offers abundant counter space, ample cabinetry, stainless steel appliances, breakfast bar highlighted by pendant lighting, and a cozy dinette area for casual meals. The family room is conveniently located just off the kitchen, making it the perfect space to relax or gather. The primary suite serves as a private retreat, featuring an elegant tray ceiling and a hallway lined with two walk-in closets leading to the ensuite bathroom. The spacious bath includes dual sinks, a shower, and a separate garden tub for unwinding after a long day. Two additional generously sized bedrooms provide flexibility for family, guests, or a home office. An interior laundry room adds everyday convenience. Step through the French doors to enjoy the covered, fully screened patio, complete with a ceiling fan for added comfort while you relax, enjoy the fresh air, and gaze out to the large backyard. A metal storage shed offers additional space for tools, equipment, or seasonal items. Roof was replaced in 2021. Convenient location near I-75 off Highway 90, providing easy access to shopping, dining, and commuting routes. Offering the perfect combination of space, comfort, and convenience, this home is ready to welcome its next owner. Don't miss your opportunity to make it yours—schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
4/10
Lake City Middle SchoolGrades 7-84.4 mi
3/10
Columbia High SchoolGrades PK,9-126.4 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 156
  • Dimensions: 13x12

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Level: First
  • Area: 77
  • Dimensions: 11x7

Dining Room

  • Level: First
  • Area: 100
  • Dimensions: 10x10

Family Room

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Features

  • Ceiling Fan(s),High Ceilings,Primary Bedroom Main Floor,Thermostat,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,020
  • Total interior livable area: 2,240 sqft

Kitchen

  • Level: First
  • Area: 110
  • Dimensions: 11x10

Living Room

  • Level: First
  • Area: 165
  • Dimensions: 15x11

Primary Bedroom

  • Features: Dual Sinks,En Suite Bathroom,Garden Bath,Tub with Separate Shower Stall,Water Closet/Priv Toilet,Walk-In Closet(s)
  • Level: First
  • Area: 225
  • Dimensions: 15x15

Property

Details

  • Parcel number: 283S1602372501
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Screened
  • Exterior features: Private Mailbox,Rain Gutters

Lot

  • Lot size: 0.50 Acres
  • Features: Oversized Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Columbia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$252$3,024
Property Taxes $372$4,464
Electricity $225$2,705
Total$2,613$31,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,588/yr
40% on housing$78,390/yr
45% on housing$69,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 32055$168
Columbia County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 32055$135
Columbia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Price change$349,000
2026-06-15Listed for sale$359,000
2003-12-16Sold$20,500

For Sale by Agent

AgentScott Bedsole
BrokerageRE/MAX ASSURED

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