See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

9020 N River Rd, Tampa, FL, 33635

5beds
4baths
2,538sqft
$750,000
$296price/sqft
$5,726/moest. monthly cost
$229,040/yrincome needed

About This Home

Discover a rare waterfront retreat in the Tampa Bay area, offering privacy, nature, and unbeatable convenience. Located just minutes from Westchase, Tampa International Airport, and downtown, this property is ideal for buyers seeking tranquility without sacrificing access to city life. Set on nearly half an acre, the lush, tree-lined lot provides ample space for outdoor entertaining or peaceful relaxation. The spacious interior layout suits large families and multigenerational living. Enjoy direct access to open water—perfect for boating, fishing, or simply unwinding by the dock. This energy-efficient home features TESLA Powerwall batteries, solar panels, an EV charger, and a whole-house water softener with carbon and UV filtration—combining sustainability with modern comfort. With an elevation above 10 feet, the property remained safe and dry during recent hurricane events—no flooding and no damage. This added peace of mind makes it a smart choice for long-term ownership. Low HOA and generous lot dimensions for future customization. Close to parks, new commercial developments, top-rated schools, and major highways, this home is a smart choice for families, professionals, or vacation seekers. Don’t miss the opportunity to own a piece of Tampa’s exclusive waterfront lifestyle—where location meets livability.

Getting Around

20
WalkingCar-Dependent
23
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

8/10
Lowry Elementary SchoolGrades PK-51.6 mi
8/10
Farnell Middle SchoolGrades 6-82.4 mi
6/10
Alonso High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Range,Refrigerator,Washer,Water Filtration System
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),High Ceilings,Stone Counters,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Hurricane Shutters,Hurricane Shutters/Windows
  • Flooring: Ceramic Tile,Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,448
  • Total interior livable area: 2,538 sqft

Kitchen

  • Features: Stone Counters
  • Level: First
  • Area: 112.3221
  • Dimensions: 10.11x11.11

Living Room

  • Level: First
  • Area: 254.88
  • Dimensions: 17.7x14.4

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 226.8
  • Dimensions: 14x16.2

Property

Details

  • Parcel number: U19281769200000000121.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Fiberglass,Salt Water
  • Fencing: Fenced,Vinyl
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream

Lot

  • Lot size: 0.48 Acres
  • Features: Conservation Area,Cul-De-Sac
  • Lot size dimensions: 84.39 x 164

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$614$7,368
Property Taxes $1,065$12,780
Electricity $255$3,065
Total$5,726$68,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,320/yr
40% on housing$171,780/yr
45% on housing$152,693/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 33635$152
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33635$266
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-12Listed for sale$784,900
2026-01-23Listing removed$784,900
2025-10-17Listed for sale$784,900
2019-04-10Sold$430,000
2019-02-06Listed for sale$430,000
2014-02-28Sold$335,000
2013-12-02Price change$365,000
2013-10-31Listed for sale$375,000
2012-07-10Listing removed$2,500
2012-06-19Listed for rent$2,500
2004-10-11Sold$326,100

For Sale by Agent

AgentSady Tejeda Perez
BrokerageHOME PRIME REALTY LLC

Similar Homes