




4463 N Lake Vista Trl, Hernando, FL, 34442
About This Home
ALL OFFERS CONSIDERED!! Come to Arbor Lakes - a beautiful, well-maintained waterfront 55+ community on Lake Tsala Apopka. The "Heather" villa model is a 2 bedroom, 2 bathroom home with a den/office (or could be used together as a 3rd bedroom). The primary bedroom has a large walk-in closet and double sliding glass doors which lead to the screened lanai and paver patio. The second bedroom is also good size. The spacious great room/dining area overlooks the huge backyard and has a vaulted ceiling. The kitchen is adjacent to the dining area and has a counter top bar big enough for a couple stools. All appliances including the washer and dryer will remain in the home as well as all window treatments. The separate laundry room is located inside between the kitchen and two-car garage. The garage has an attic for additional storage if needed. The primary and secondary bathrooms have both been upgraded. In addition, the HVAC system was replaced in 2020 and the roof in 2017. The home was built on a 1/4 acre pie-shaped lot which is fenced and has plenty of space for entertaining - or building a new swimming pool. HOA dues are $262/month which covers home lawn mowing and pest control and exterior house painting. in addition, the monthly fee covers Spectrum cable tv and internet as well as weekly trash pick up, and common grounds maintenance. An adjacent storage lot is available for boat/camper parking or personal storage building for approximately $500 annually. Arbor Lakes is a great community with many amenities. Bring your boat and/or kayak for fun on the lake which you can access from the private boat ramp. There is a separate fishing pier for your enjoyment. The park along the lake is beautiful for walking or sitting under a huge oak tree. Enjoy the community pool and clubhouse where many activities occur. Enjoy shuffleboard and bringyour paddle for pickleball - on the new courts! Restaurants, shopping and medical facilities are within close distance. Tampa International Airport is about an hour away on the Suncoast Expressway - and Ocala/Gainesville are a short drive northeast.
Getting Around
Schools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Block,Slab
- Roof: Asphalt,Shingle
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator,Water Heater,Washer
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Den
- Level: Main
Dining Room
- Level: Main
Features
- Flooring: Carpet,Laminate,Tile
Great Room
- Level: Main
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,532
- Total interior livable area: 1,770 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Master Bathroom
- Level: Main
Master Bedroom
- Features: Primary Suite
- Level: Main
Patio
- Level: Main
Porch
- Level: Main
Screened Porch
- Level: Main
Property
Details
- Parcel number: 3258896
- Zoning: PDR
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None,Community
- Exterior features: Concrete Driveway,Room For Pool
- Waterfront features: Lake Front,Water Access
- Frontage type: Lakefront,Waterfront
Lot
- Lot size: 0.26 Acres
- Features: Irregular Lot,Sloped
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Citrus County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,357 | $16,284 |
| Home Insurance * | $173 | $2,076 |
| Property Taxes | $250 | $3,000 |
| Electricity | $197 | $2,366 |
| Total | $1,977 | $23,724 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Price change | $263,500 |
| 2026-07-13 | Price change | $268,500 |
| 2026-06-24 | Price change | $273,590 |
| 2026-06-15 | Listed for sale | $284,990 |
| 2011-08-16 | Sold | $119,900 |
| 2011-06-09 | Listed for sale | $119,900 |
| 2005-03-03 | Sold | $177,000 |
