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119 Kerry Dr, Satsuma, FL, 32189

3beds
2baths
1,216sqft
$129,000
$106price/sqft
$1,075/moest. monthly cost
$43,000/yrincome needed

About This Home

Waterfront 3 bedroom 2 full baths, dock, front and back porch. Canal is directly on Dunns Creek and leads out to the St John’s River.Great opportunity to own waterfront property. You can bring your boat. You can also fish, crab, or just relax.Mobile home with land included.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

3/10
Palatka High SchoolGrades 7-125.6 mi

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Freezer,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Basement (not specified)

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Stove,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,216 sqft

Property

Details

  • Parcel number: 431027825201100680

Features

  • Exterior features: Metal
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 4
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tornado
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance *$78$936
Property Taxes $148$1,776
Electricity $197$2,366
Total$1,075$12,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,857/yr
40% on housing$32,250/yr
45% on housing$28,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 32189$111
Putnam County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 32189$196
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$129,000
2025-10-30Listing removed$1,275
2025-10-07Listed for rent$1,275
2025-09-29Listing removed$1,500
2025-08-25Price change$1,500
2025-08-02Listing removed$169,900
2025-06-10Price change$1,600
2025-05-09Listed for rent$1,800
2024-08-23Price change$169,900
2024-08-01Listed for sale$169,000
2024-07-30Listing removed--
2024-06-30Price change$189,000
2024-05-14Listed for sale$198,000
2024-04-19Sold$100,000
2024-04-01Listed for sale$139,900
2024-03-22Pending sale$139,900
2024-03-21Listed for sale$139,900
2024-02-20Pending sale$139,900
2024-02-19Listed for sale$139,900
2024-02-05Listing removed--
2023-11-14Listed for rent$1,450
2019-09-24Listing removed$950
2019-07-08Listed for rent$950
2018-10-03Listing removed$900
2018-09-28Listed for rent$900
2018-02-26Listing removed$850
2018-01-25Sold$35,000
2007-04-18Sold$95,000
2004-03-01Sold$15,000
2001-02-28Sold$13,000

For Sale by Owner

AgentProperty Owner

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