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12992 SE 91ST COURT, Summerfield, FL, 34491

2beds
3baths
2,446sqft
$495,000
$202price/sqft
$3,674/moest. monthly cost
$146,960/yrincome needed

About This Home

This 2-bedroom plus den, 2.5-bath home with an extended two-car garage and separate golf cart garage offers an impressive 2,446 square feet of living space plus an enclosed lanai.If waking up to sweeping golf course views is on your wish list, this home delivers. Perfectly positioned on a premium golf-front homesite, you'll enjoy panoramic fairway views from the comfort of your oversized enclosed lanai, creating the ideal setting for morning coffee, evening sunsets, or entertaining friends year-round. Designed with both comfort and flexibility in mind, the spacious floor plan offers a formal living room, dining room, and an expansive family room that flows effortlessly into the kitchen. A versatile den provides endless possibilities for a home office, fitness studio, craft room, game room, or additional guest space. The private primary suite is a true retreat, featuring a tray ceiling, crown molding, a large walk-in closet, and a spacious en-suite bath with dual vanities, a walk-in shower, a separate soaking tub, and a private water closet. The generous indoor laundry room is equipped with cabinets. Car enthusiasts and hobbyists will appreciate one of the largest garages in the community, offering space for two full-size vehicles, dedicated golf cart parking, and an additional storage area. Major updates provide added peace of mind, including a new roof in 2020. Combining stunning golf views, generous living spaces, thoughtful upgrades, and exceptional functionality, this home offers the Florida lifestyle you've been waiting for. Schedule your private showing today.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
4/10
Lake Weir Middle SchoolGrades 6-82.5 mi
2/10
Lake Weir High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Microwave,Range,Range Hood,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Crown Molding,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Primary Bedroom Main Floor,Split Bedroom,Tray Ceiling(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,900
  • Total interior livable area: 2,446 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 6113071000
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Golf Course
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 10,454 sqft
  • Features: In County,Landscaped,Level,On Golf Course,Sidewalk

Parking

  • Total spaces: 3
  • Parking features: Driveway,Golf Cart Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$311$3,732
Property Taxes $615$7,380
Electricity $246$2,953
Total$3,674$44,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,965/yr
40% on housing$110,220/yr
45% on housing$97,973/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 34491$197
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34491$176
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$480,000
2026-07-17Listed for sale$495,000
2003-04-04Sold$270,700

For Sale by Agent

AgentDavid Plasencia, LLC
BrokerageCOLDWELL BANKER REALTY

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