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1071 W 13th Sq, Vero Beach, FL, 32960

4beds
2baths
1,922sqft
$374,900
$195price/sqft
$2,657/moest. monthly cost
$106,280/yrincome needed

About This Home

Waterford Lakes boasts Oak shaded sidewalks, playground, sparkling pool area - such a great place! This 4 bedroom 2 bath 2 car garage home has large spacious rooms, a 2023 roof, granite and stainless kitchen, most appliances 18 mos new. Located very centrally and steps from an elementary school; just a few blocks from grocery stores, restaurants, banks and within 15 min of the beach. You will love the ease of living here!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
7/10
Gifford Middle SchoolGrades 6-84.0 mi
5/10
Vero Beach High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Disposal,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedroom

  • Dimensions: 15x14

Bedroom

  • Dimensions: 13x12

Bedroom

  • Dimensions: 13x11

Bedroom

  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Dimensions: 22x15

Features

  • Bathtub,Closet Cabinetry,Garden Tub/Roman Tub,High Ceilings,Primary Downstairs,Pantry,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Tile

Foyer

  • Dimensions: 16x6

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,922 sqft

Kitchen

  • Dimensions: 16x10

Laundry

  • Dimensions: 6x6

Living Room

  • Dimensions: 18x15

Screened Porch

  • Dimensions: 11x10

Property

Details

  • Parcel number: 33391100035000000060.0
  • Zoning: ,
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Patio,Screened
  • Exterior features: Sprinkler/Irrigation
  • Has view: Yes
  • View description: Garden
  • Waterfront features: None
  • Living area range: 1801-2000

Lot

  • Lot size: 3,400 sqft
  • Features: Few Trees,< 1/4 Acre
  • Lot size dimensions: 40 x 85

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$162$1,944
Property Taxes $403$4,836
Electricity $197$2,366
Total$2,657$31,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,097/yr
40% on housing$79,710/yr
45% on housing$70,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 32960$168
Indian River County$316

vs Homes Sold Last Month

Median $/sqft

ZIP 32960$242
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$374,900
2016-09-14Sold$200,000
2016-08-19Price change$215,000
2016-08-03Price change$220,900
2016-07-26Price change$225,500
2016-07-01Listed for sale$229,900
2012-09-25Listing removed$139,900
2012-08-18Listed for sale$139,900
2012-03-02Listing removed$145,000
2011-08-30Listed for sale$145,000
2004-01-08Sold$136,000

For Sale by Agent

AgentPhyllis W Horner
BrokerageTropic Shores Real Estate LLC

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