13520 SE 87th Cir, Summerfield, FL, 34491
About This Home
Enjoy one of the best views in Del Webb Spruce Creek from this beautifully updated home overlooking a peaceful pond and fountain with stunning western sunsets. As you step inside, you’re welcomed into a bright, open floor plan with uniform waterproof luxury vinyl plank flooring flowing throughout, complemented by new recessed lighting, modern fans, and updated fixtures. The light and airy eat-in kitchen features white cabinetry, white quartz countertops, a white tile backsplash, and brand-new Whirlpool stainless steel appliances, with matching quartz also carried into both bathrooms for a seamless, polished look. The living, dining, and kitchen areas connect effortlessly, making the space ideal for both relaxing and entertaining. The Florida room is lined with windows to take in the tranquil waterfront and sunset views, and when the weather is nice, step out under the pergola to relax and watch the fountain as the sun dips below the horizon. The home feels fresh inside and out with newly completed interior and exterior paint, and even the garage has been updated with a freshly epoxied floor. Additional highlights include a 2022 roof, 2021 A/C, and fully paid solar panels installed in 2018. Situated on an oversized lot, this move-in-ready home is located in a vibrant 55+ golf community offering three recreation complexes, two outdoor pools, an indoor lap pool, pickleball, tennis, shuffleboard, bocce ball, volleyball, a softball field, basketball court, walking trails, a state-of-the-art fitness center, and access to over 100 clubs and classes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Stucco,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Range,Range Hood,Refrigerator
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Stone Counters,Thermostat,Vaulted Ceiling(s)
- Flooring: Luxury Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,029
- Total interior livable area: 1,554 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 6127100006
- Zoning: PUD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System,Private Mailbox
- Has view: Yes
- View description: Water,Pond
- Has water view: Yes
- Water view: Water,Pond
- On waterfront: Yes
- Waterfront features: Pond
Lot
- Lot size: 0.31 Acres
- Lot size dimensions: 78 x 174
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Inland Flooding
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Marion County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,719 | $20,628 |
| Home Insurance * | $213 | $2,556 |
| Property Taxes | $372 | $4,464 |
| Electricity | $197 | $2,366 |
| Total | $2,501 | $30,012 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Price change | $340,000 |
| 2026-02-23 | Price change | $349,000 |
| 2025-11-05 | Listed for sale | $350,000 |
| 2025-09-18 | Sold | $165,000 |
| 2003-07-30 | Sold | $138,700 |
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