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1420 Summerfield Pl SW, Albuquerque, NM, 87121

4beds
3baths
2,025sqft
$367,500
$181price/sqft
$2,384/moest. monthly cost
$95,360/yrincome needed

About This Home

Welcome Home! This spacious 4-bedroom, 2.5-bath gem offers comfort, functionality, and style in a prime location. Enjoy elegant tile flooring in the kitchen, all bathrooms, and foyer. The upgraded kitchen features modern appliances and a bar area, flowing seamlessly into a formal dining room with breathtaking views of the Sandia Mountains. A beautifully crafted oak staircase includes an installed stair lift for added accessibility and convenience. The front yard is beautifully landscaped with mature trees and vibrant rose bushes, creating stunning curb appeal. Step outside to a large, private backyard with a covered patio, ideal for relaxing or entertaining. An additional flex space provides the potential for a fifth bedroom, home office, or hobby room to suit your needs.

Getting Around

36
WalkingCar-Dependent
24
TransitMinimal Transit
57
BikeBikeable

Schools

4/10
Truman Middle SchoolGrades 6-80.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1998

Materials

  • Roof: Shingle
  • Construction materials: Frame,Stucco

Other

  • Builder name: Presley

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Disposal,Microwave,Refrigerator
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Dryer Hookup,ElectricDryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: Main
  • Area: 338

Features

  • Breakfast Bar,Family/Dining Room,Home Office,Living/Dining Room,Multiple Living Areas,Utility Room
  • Window features: Casement Window(s)
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 2,025
  • Total interior livable area: 2,025 sqft

Kitchen

  • Level: Main
  • Area: 110

Living Room

  • Level: Main
  • Area: 180

Primary Bedroom

  • Level: Upper
  • Area: 180

Property

Accessibility

  • Accessibility features: Wheelchair Access

Details

  • Parcel number: 101005513622621304
  • Zoning description: R-1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Private Yard
  • Fencing: Full,Wall
  • Has view: Yes

Lot

  • Lot size: 6,098 sqft
  • Features: Garden,Landscaped,Planned Unit Development,Trees,Views

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,858$22,296
Home Insurance *$118$1,416
Property Taxes $260$3,120
Electricity $148$1,780
Total$2,384$28,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,737/yr
40% on housing$71,520/yr
45% on housing$63,573/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 87121$144
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87121
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-14Price change$367,500
2025-06-08Listed for sale$370,000

For Sale by Agent

AgentLinda M Coronado-Arvizo
BrokerageRealty One of New Mexico

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