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32102 Harbour Vista Cir, Saint Augustine, FL, 32080

2beds
2baths
1,092sqft
$270,000
$247price/sqft
$2,103/moest. monthly cost
$84,120/yrincome needed

About This Home

Impeccably maintained ground floor two-bedroom, two-bath condominium located on desirable Anastasia Island. This inviting residence features beautiful ceramic tile flooring throughout and elegant crown molding that adds a refined touch to every room. The versatile second bedroom is currently used as a comfortable sitting room, offering flexible living or guest space. Thoughtfully cared for and move-in ready, this condo is ideally situated just over a mile from the beach, making it perfect for enjoying island living at its best. Clubhouse, pool, 24 hour fitness center, indoor basketball court, playground, business center, community dock with picnic tables and grills, car wash area and more! Nearby restaurants, green markets, shopping and medical facilities. Close to beautiful St Augustine Beach, Flagler Hospital, historic downtown. Low association fees on the Island!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

9/10
7/10
Sebastian Middle SchoolGrades 6-84.6 mi
5/10
St. Augustine High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Frame,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,176
  • Total interior livable area: 1,092 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1622132102
  • Zoning: RGO

Features

  • Stories: 1
  • Entry location: Ground Level
  • Private pool: Yes
  • Patio & porch: Screened Porch

Lot

  • Features: City Lot,Preserve

Parking

  • Parking features: Assigned,Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$212$2,544
Property Taxes $329$3,948
Electricity $197$2,366
Total$2,103$25,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,102/yr
40% on housing$63,090/yr
45% on housing$56,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 32080$344
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32080$356
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-04Price change$270,000
2026-01-05Listed for sale$299,900
2014-01-03Sold$122,000
2013-10-22Listed for sale$149,000
2008-04-24Sold$130,000
2008-02-29Listed for sale$140,000

For Sale by Agent

AgentJennifer Sauvage
BrokerageColdwell Banker Premier Properties (A1A Beach)

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