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368 Ashford Dr, Mount Washington, KY, 40047

7beds
5baths
5,600sqft
$850,000
$152price/sqft
$5,988/moest. monthly cost
$239,520/yrincome needed

About This Home

WELCOME TO 368 ASHFORD DR WHERE TIMELESS ELEGANCE MEETS MODERN LUXURY IN THE HEART OF SOUGHT AFTER TWELVE OAKS. This immaculate 5600 sq. ft. residence has been completely transformed w/exceptional high end finishes throughout, offering a truly move-in ready experience. The open concept design is anchored by a stunning main level primary suite w/an adjoining mudroom & laundry. With 7 bedrooms, including a spacious bonus room above the 3 car garage, 4.5 baths, a finished walkout basement, & incredible storage w/oversized walk-in closets throughout blends this home w/everyday functionality. Relax on the private tree lined lot & enjoy 1/4 ownership of the neighborhood fishing pond featuring a Trex dock. Luxury, craftsmanship, & thoughtful design come together in every detail of this home.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
5/10
6/10
Bullitt East High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,700
  • Finished area above ground: 3,900

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: MiniSplit/Ductless,Electric,Natural Gas
  • Cooling features: Ductless,Central Air

Interior Area

  • Total structure area: 3,900
  • Total interior livable area: 5,600 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 077NE018006

Features

  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck,Patio
  • Fencing: None

Lot

  • Lot size: 0.78 Acres
  • Features: Pond on Lot,Sidewalk,Cleared,Wooded

Parking

  • Total spaces: 3
  • Parking features: Attached,Entry Side,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$455$5,460
Property Taxes $793$9,516
Electricity $442$5,306
Total$5,988$71,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,302/yr
40% on housing$179,640/yr
45% on housing$159,680/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 40047$150
Bullitt County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 40047$187
Bullitt County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$850,000
2002-09-01Sold$328,000
1998-06-01Sold$270,000

For Sale by Agent

AgentBobby Vormbrock
BrokerageKnob & Key Realty, LLC

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