126 Dyer St, Gardner, MA, 01440
About This Home
Sitting just minutes from the highway, this home is a commuter's ideal location. The home sits in a quiet neighborhood yet it's only steps away from every amenity you will need. Many restaurants and stores are very close by so traveling for household items will take very minimal time. The home is equipped with 3 bedrooms, 2 full bathrooms and very spacious finished basement. It comes with solar panels that are completely paid off to offset the costs of electricity. Backyard is fenced in with a hot tub and plenty of space for children & animals to run around in or to host gatherings. Overlooking the backyard is a spacious deck that you can access through the kitchen or garage. $5,000 seller credit for kitchen appliances.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Concrete Perimeter
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 950
- Finished area above ground: 1,150
Heating & Cooling
- Heating features: Baseboard,Oil
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,100
- Total interior livable area: 2,100 sqft
Property
Details
- Parcel number: 4593171
- Zoning: R1
Lot
- Lot size: 0.34 Acres
- Features: Gentle Sloping
Parking
- Total spaces: 4
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $215 | $2,580 |
| Property Taxes | $602 | $7,224 |
| Electricity | $414 | $4,969 |
| Total | $3,754 | $45,048 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-15 | Listed for sale | $519,000 |
| 2026-02-20 | Listing removed | $529,000 |
| 2025-08-20 | Listed for sale | $529,000 |
| 2017-06-21 | Sold | $215,000 |
| 2017-05-09 | Pending sale | $224,900 |
| 2017-05-06 | Listed for sale | $224,900 |
| 2013-08-23 | Sold | $184,900 |
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