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938 Saint Joachim Dr, O'Fallon, MO, 63366

3beds
3baths
1,804sqft
$330,000
$183price/sqft
$2,308/moest. monthly cost
$92,320/yrincome needed

About This Home

Welcome to 938 Saint Joachim Drive in O'Fallon, Missouri—a beautifully updated 3-bedroom, 3-bath condominium offering the perfect blend of comfort, style, and low-maintenance living. This spacious home features approximately 1,804 square feet of thoughtfully designed living space on a 7,799 sq. ft. corner lot. Step inside to discover fresh updates throughout, including modern flooring, contemporary finishes, and an inviting open-concept layout ideal for both everyday living and entertaining. The bright kitchen flows seamlessly into the breakfast area and spacious family room. Upstairs, you'll find generously sized bedrooms, including a spacious primary suite with a walk-in closet and private bath. Enjoy outdoor living on the large deck overlooking the yard, while the attached two-car garage and convenient location near shopping, dining, parks, and major highways add to the home's appeal. If you're looking for a move-in ready home with stylish updates and an unbeatable O'Fallon location, 938 Saint Joachim Drive is one you won't want to miss!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area above ground: 1,804

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,804
  • Total interior livable area: 1,804 sqft

Property

Details

  • Parcel number: 20050888000002A.0000000
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 7,797 sqft
  • Features: Back Yard

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Earthquake

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$208$2,496
Property Taxes $291$3,492
Electricity $141$1,693
Total$2,308$27,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,131/yr
40% on housing$69,240/yr
45% on housing$61,546/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 63366$188
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63366$178
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$330,000
2024-06-25Sold--
2024-05-03Listed for sale$274,900
2024-05-03Contingent$274,900
2024-05-02Pending sale$274,900
2024-04-19Price change$274,900
2024-04-01Listed for sale$298,000
2013-07-26Sold--
2013-06-22Pending sale$154,900
2013-01-19Price change$154,900
2012-08-29Listed for sale$159,900
2008-08-10Listing removed$200,000
2008-08-06Listed for sale$200,000

For Sale by Agent

AgentMeagan Chadwell
BrokerageMagnolia Real Estate

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