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434 Scenic Dr, Saint Peters, MO, 63376

5beds
4baths
2,975sqft
$498,000
$167price/sqft
$3,484/moest. monthly cost
$139,360/yrincome needed

About This Home

Welcome home to the perfect blend of space, style, and smart living! Tucked away in sought-after St. Peters, this beautifully updated two-story offers nearly 3,000 square feet designed to fit the way you live today. From the moment you step inside, you'll appreciate the thoughtfully upgraded kitchen with walk-in pantry, main floor laundry, updated bathrooms and an inviting family room with a cozy fireplace that naturally becomes the heart of the home. With 5 spacious bedrooms, including a versatile finished lower level featuring mother-in-law quarters, there's room for everyone, whether you're hosting guests, accommodating multi-generational living, or creating the ultimate recreation space. Step outside to your fully fenced backyard where evenings are best spent relaxing in the hot tub, entertaining friends, or simply enjoying your own private retreat. Beyond its beautiful finishes, this home delivers exceptional long-term value with fully paid-for energy-saving solar panels, a 2023 HVAC system, and an EV charging outlet already installed in the garage, providing comfort, efficiency, and savings for years to come. Perfectly positioned near parks, shopping, restaurants, and the very popular indoor soccer facility, Vetta, this is more than just a house, it's the lifestyle you've been searching for. Offering an incredible combination of modern updates, flexible living space, and energy-efficient features, this home is ready to welcome its next chapter. Don't miss your opportunity to make it yours.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
8/10

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Patio,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Convection Oven,Gas Range,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bathroom2

  • Features: Floor Covering: Ceramic Tile
  • Level: Upper
  • Area: 88
  • Dimensions: 8x11

Bathroom3

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 20
  • Dimensions: 4x5

Bathroom4

  • Features: Floor Covering: Ceramic Tile
  • Level: Lower
  • Area: 40
  • Dimensions: 8x5

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 154
  • Dimensions: 11x14

Bedroom4

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Bedroom5

  • Level: Lower
  • Area: 204
  • Dimensions: 17x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Features

  • Bookcases,Ceiling Fan(s),Eat-in Kitchen,Granite Counters,In-Law Floorplan,Kitchen Island,Open Floorplan,Recessed Lighting,See Remarks,Separate Dining
  • Door features: Panel Door(s)
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 560
  • Finished area above ground: 2,415

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,975
  • Total interior livable area: 2,975 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 300
  • Dimensions: 20x15

Kitchen

  • Features: Floor Covering: Ceramic Tile
  • Level: Lower
  • Area: 104
  • Dimensions: 8x13

Laundry

  • Level: Main
  • Area: 30
  • Dimensions: 6x5

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 285
  • Dimensions: 19x15

Primary Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 208
  • Dimensions: 16x13

Utility Room

  • Level: Lower
  • Area: 360
  • Dimensions: 20x18

Property

Details

  • Parcel number: 201189088000025.0000000
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Lighting,Outdoor Grill,Rain Gutters
  • Fencing: Back Yard,Fenced,Gate

Lot

  • Lot size: 0.28 Acres
  • Features: Back Yard,Cul-De-Sac,Front Yard,Landscaped
  • Lot size dimensions: 131 x 93

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front,Kitchen Level,Private
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,518$30,216
Home Insurance *$300$3,600
Property Taxes $439$5,268
Electricity $227$2,726
Total$3,484$41,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,451/yr
40% on housing$104,520/yr
45% on housing$92,906/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 63376$170
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63376$178
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$498,000
2026-07-31Price change$498,000
2026-07-17Listed for sale$525,000
2023-03-31Sold--
2023-02-20Pending sale$439,900
2023-02-16Listed for sale$439,900
2015-06-10Sold--
2015-01-19Price change$299,700
2014-09-09Price change$309,900
2014-07-19Listed for sale$319,700
2004-11-24Sold--

For Sale by Agent

AgentNate K Johnson
BrokerageRedKey Realty Leaders

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