




243 Vivaron Ave, Saint Charles, MO, 63303
About This Home
Welcome to this stunning 2-story home offering 2 bedrooms, 3.5 bathrooms, and over 2,300 square feet of living space, including the finished lower level that provides additional versatility and comfort. Step through the front door into a dramatic two-story entry foyer that creates a bright and inviting first impression. The foyer is flanked by a welcoming living room and family room, providing flexible spaces for entertaining or relaxing. The updated kitchen features granite countertops, stainless steel appliances, a breakfast bar, and a pantry, and flows seamlessly into the spacious living room, perfect for everyday living and gatherings. The main level is completed by a powder room and convenient laundry room. Upstairs, the primary suite offers a large walk-in closet and private full bathroom, creating a comfortable retreat. A second bedroom and full hall bathroom complete the upper level. The finished lower level expands the living space with a generous recreation room, full bathroom, sleeping room, and plenty of storage, ideal for guests, a home office, or additional entertainment space. This home has been thoughtfully refreshed with many updates, including fresh interior paint on the first and second floors (2026), brand new carpeting (2026), new blinds throughout the home (2026), and updated light fixtures (2026), creating a bright, modern, and move-in ready space for its next owner. Additional highlights include an attached 2-car garage. Enjoy outdoor living on the charming front porch or the concrete back patio overlooking the yard, perfect for relaxing evenings or entertaining guests. Located in the highly sought-after Enclave at Montclair subdivision, this home offers convenient access to shopping, dining, schools, and major highways, making daily living easy and enjoyable. Move-in ready and beautifully updated, this is one you won’t want to miss!
Getting Around
Schools
Construction
Condition
- Year built: 2004
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s)
- Laundry features: Laundry Room,Main Level
Basement
- Features: Floor Covering: Carpeting
- Level: Lower
- Area: 375
- Dimensions: 15x25
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedroom
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 216
- Dimensions: 12x18
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Bonus Room
- Features: Floor Covering: Carpeting
- Level: Lower
- Area: 121
- Dimensions: 11x11
Breakfast Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 72
- Dimensions: 9x8
Features
- Breakfast Bar,Granite Counters,Pantry,Two Story Entrance Foyer,Walk-In Closet(s)
- Flooring: Carpet
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area above ground: 1,799
Heating & Cooling
- Heating features: Other
- Cooling features: Other
Interior Area
- Total structure area: 2,372
- Total interior livable area: 2,372 sqft
Kitchen
- Features: Floor Covering: Other
- Level: Main
- Area: 140
- Dimensions: 10x14
Laundry
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 84
- Dimensions: 12x7
Living Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 228
- Dimensions: 12x19
Primary Bedroom
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 304
- Dimensions: 19x16
Sitting Room
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 144
- Dimensions: 12x12
Property
Details
- Parcel number: 301629436050037.0000000
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Front Porch,Patio
Lot
- Lot size: 3,484 sqft
- Features: Level
Parking
- Total spaces: 2
- Parking features: Additional Parking,Attached,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Tornado
- Cold Wave
- Earthquake
- Heat Wave
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,718 | $20,616 |
| Home Insurance * | $199 | $2,388 |
| Property Taxes | $300 | $3,600 |
| Electricity | $181 | $2,173 |
| Total | $2,398 | $28,776 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $350,000 |
| 2026-04-08 | Price change | $359,900 |
| 2026-03-07 | Listed for sale | $369,900 |
