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16 Golden Maples Ct, Lake Saint Louis, MO, 63367

5beds
4baths
3,790sqft
$650,000
$172price/sqft
$4,474/moest. monthly cost
$178,960/yrincome needed

About This Home

Experience the perfect blend of timeless elegance, exceptional craftsmanship, and everyday comfort in this stunning 3,700-square-foot two-story residence designed for the way you live today. From the moment you enter, you'll appreciate the generous living spaces, including a formal dining room perfect for hosting memorable gatherings and a warm, inviting living room anchored by a beautiful gas fireplace. At the heart of the home is an impressive chef's kitchen featuring an abundance of custom 42-inch cabinetry, a striking butterfly island, planning desk, and exceptional workspace for entertaining or everyday living. A conveniently located main-floor laundry room adds to the home's thoughtful design. The luxurious main-level primary suite offers a true private retreat with a spa-inspired bath complete with a marble-surround walk-in shower, relaxing soaking tub, dual vanities, and an oversized walk-in closet. Extra insulation throughout the main level provides enhanced sound reduction for added comfort and privacy. With five spacious bedrooms and four full bathrooms, there's room for everyone. Upstairs, an expansive family room creates the perfect space for movie nights, a game room, or a second living area. Step outside to your own private oasis. Mature trees surround the backyard, creating a peaceful setting rarely found. Enjoy morning coffee or evening entertaining on the maintenance-free deck, or unwind on the beautiful brick paver patio designed for effortless outdoor living. This exceptional property offers the space, privacy, and quality today's discerning buyers are searching for. Additional details and interior photography are coming soon—this is one you'll want to watch.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
Duello Elementary SchoolGrades K-50.5 mi
7/10
9/10
Timberland High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 25
  • Dimensions: 5x5

Bathroom2

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 90
  • Dimensions: 9x10

Bathroom3

  • Features: Floor Covering: Vinyl
  • Level: Upper
  • Area: 40
  • Dimensions: 5x8

Bathroom4

  • Features: Floor Covering: Vinyl
  • Level: Upper
  • Area: 88
  • Dimensions: 8x11

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 361
  • Dimensions: 19x19

Bedroom4

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 225
  • Dimensions: 15x15

Bedroom5

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 154
  • Dimensions: 11x14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Breakfast Room

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 153
  • Dimensions: 9x17

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 3,790

Heating & Cooling

  • Heating features: Dual Fuel/Off Peak,Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Dual

Interior Area

  • Total structure area: 3,790
  • Total interior livable area: 3,790 sqft

Kitchen

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 180
  • Dimensions: 12x15

Laundry

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 85
  • Dimensions: 17x5

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 361
  • Dimensions: 19x19

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 361
  • Dimensions: 19x19

Other

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 84
  • Dimensions: 7x12

Other

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 64
  • Dimensions: 8x8

Primary Bedroom

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 270
  • Dimensions: 15x18

Property

Details

  • Parcel number: 400619180000033.0000000
  • Special condition: Standard

Features

  • Levels: One and One Half

Lot

  • Lot size: 0.63 Acres
  • Features: Adjoins Wooded Area,Back Yard,Cul-De-Sac,Landscaped,Level,Many Trees

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$325$3,900
Property Taxes $574$6,888
Electricity $289$3,472
Total$4,474$53,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,394/yr
40% on housing$134,220/yr
45% on housing$119,306/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 63367$181
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63367$184
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$650,000
2026-08-06Listed for sale$650,000
2004-11-22Sold--

For Sale by Agent

AgentStacey Blondin
BrokerageMain St. Real Estate

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