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484 Whitehaven Rd, Grand Island, NY, 14072

2beds
2baths
1,334sqft
$424,000
$318price/sqft
$3,136/moest. monthly cost
$125,440/yrincome needed

About This Home

Welcome to this beautifully maintained ranch-style townhome in the highly desirable Spicer Creek community on Grand Island. Offering 1,334 square feet of comfortable single-level living, this 2-bedroom, 2-bath home features an inviting open floor plan designed for easy everyday living. The spacious living area is highlighted by a soaring vaulted ceiling that enhances the home's open, airy feel while filling the space with natural light. Just off the dining area, you'll find a bright sunroom that provides the perfect space to relax year-round and opens to a private patio overlooking the backyard. The primary suite features a private bath and a generous walk-in closet, while the second bedroom is ideal for guests, a home office, or additional living space. Additional highlights include first-floor laundry, central air conditioning, an attached garage, and the ease of low-maintenance living in one of Grand Island's most sought-after townhouse communities. Enjoy convenient access to shopping, restaurants, parks, and major routes, all while coming home to the peaceful setting of Spicer Creek.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

--
Charlotte Sidway SchoolGrades PK-21.2 mi
8/10

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Asphalt
  • Construction materials: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Carpet
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,334 sqft

Property

Details

  • Parcel number: 1446003810249

Features

  • Exterior features: Vinyl,Brick

Lot

  • Lot size: 3,234 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,143$25,716
Home Insurance *$140$1,680
Property Taxes $607$7,284
Electricity $246$2,954
Total$3,136$37,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,520/yr
40% on housing$94,080/yr
45% on housing$83,626/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 14072$226
Erie County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 14072$188
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Price change$424,000
2026-07-11Listed for sale$439,000
2004-02-04Sold$156,700

For Sale by Owner

AgentProperty Owner

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