345 State Route 49, Cleveland, NY, 13042
About This Home
Why rent when you could own your own home? This Colonial home features 3 bedrooms and 1 bathroom. There is a small garage attached to the house. There 2 sheds on the property. The house is situated on a 1-acre lot very close to Oneida lake.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2008
Materials
- Foundation: Other,See Remarks,Slab
- Construction materials: Other,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Upper Level
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Separate/Formal Living Room,Kitchen/Family Room Combo,Bedroom on Main Level
- Flooring: Carpet,Laminate,Tile,Varies
Heating
- Heating features: Propane,Forced Air
Interior Area
- Total structure area: 1,716
- Total interior livable area: 1,716 sqft
Property
Details
- Parcel number: 30648921400000010350020000
- Special condition: Real Estate Owned
Features
- Levels: Two
- Stories: 2
- Exterior features: Dirt Driveway
Lot
- Lot size: 1 Acres
- Features: Rectangular,Rectangular Lot
- Lot size dimensions: 166 x 272
Parking
- Parking features: Attached,Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Winter Weather
- Cold Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Oneida County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $580 | $6,960 |
| Home Insurance * | $55 | $660 |
| Property Taxes | $165 | $1,980 |
| Electricity | $283 | $3,403 |
| Total | $1,083 | $12,996 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $114,900 |
| 2026-06-28 | Listed for sale | $124,900 |
| 2025-09-19 | Sold | $61,914 |
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