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3515 44th Ave S, Fargo, ND, 58104

4beds
3baths
2,782sqft
$455,000
$164price/sqft
$3,045/moest. monthly cost
$121,800/yrincome needed

About This Home

Beautiful bi-level home in a well-established, mature neighborhood! This spacious 4-bedroom, 3-bathroom home offers a functional layout with room for everyone. The generous primary suite features a walk-in closet and private bath. The heated 3-stall garage provides ample space for vehicles, storage, and hobbies. Outside, you'll find a fully fenced backyard with added concrete pads on both sides of the home, offering extra parking and space for trailers, toys, or recreational vehicles. A brand-new maintenance-free deck will be installed, creating the perfect spot to relax or entertain. Additional updates include new carpet to be installed in the lower-level family room, den, hallway, and one upper-level bedroom, giving the home a fresh, updated feel. A new maintenance free deck will also be added with black railing and stairs. With its spacious layout, desirable neighborhood, and upcoming improvements, this move-in-ready home is one you won't want to miss!

Getting Around

14
WalkingCar-Dependent
15
TransitMinimal Transit
30
BikeSomewhat Bikeable

Schools

3/10
9/10
Discovery Middle SchoolGrades 6-81.3 mi
8/10
Fargo Davies High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Level: Upper

Bathroom

  • Level: Lower

Bathroom

  • Level: Lower

Bedroom

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Deck

  • Level: Upper

Den

  • Level: Lower

Family Room

  • Level: Lower

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,366
  • Finished area above ground: 1,416

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,832
  • Total interior livable area: 2,782 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Lower

Living Room

  • Level: Upper

Primary Bathroom

  • Level: Upper

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01551000080000
  • Zoning description: Residential-Single Family
  • Foundation area: 1416

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Fencing: Composite

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 80 x 140

Parking

  • Total spaces: 3
  • Parking features: Attached,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Tornado
Lightning

FEMA Declared Disasters Across North Dakota Counties

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance $222$2,664
Property Taxes $344$4,128
Electricity $179$2,157
Total$3,045$36,540

Income You'd Need if You Spent...

35% on housing$104,400/yr
40% on housing$91,350/yr
45% on housing$81,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 58104$191
Cass County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 58104
Cass County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$455,000
2026-07-24Listed for sale$455,000
2017-09-29Sold--
2017-09-21Pending sale$304,900
2017-08-11Price change$304,900
2017-08-07Price change$305,000
2017-08-01Price change$309,900
2017-07-26Price change$310,000
2017-07-09Price change$315,000
2017-06-22Listed for sale$320,000

For Sale by Agent

AgentLuAnn White
BrokerageDakota Plains Realty

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