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6112 Creft Cir Unit 116, Indian Trail, NC, 28079

2beds
2baths
1,101sqft
$254,900
$232price/sqft
$1,715/moest. monthly cost
$68,600/yrincome needed

About This Home

New renovations of the whole complex currently in progress, new roof, upscaling the outdoor and indoor entrances of the complex. There is something especially charming about life in Lake Park. HOA DROPS to $458.72 for new buyer when seller pays the special assessment in full of $11,906 at closing. GREAT NEWS FOR NEW BUYER! Set in a thoughtfully planned community with ponds, parks, walking trails, sidewalks, tennis, playgrounds, and that small town feel with it's own mayor, police department, elementary school, church and seasonal activities at the park. Includes movies in the park, hayrides, Christmas tree lighting and This 2 bedroom, 2 bath main floor condo offers an easy, comfortable way to enjoy it all. Inside, the layout is practical and welcoming with an open main living area, kitchen with stainless steel appliances, and a split bedroom plan that gives each bedroom its own sense of privacy. Both bedrooms have access to a dedicated bathroom, and the main floor location makes everyday living feel that much simpler. A generously sized laundry room adds function, the new HVAC brings peace of mind, and an extra indoor storage unit adds even more convenience. And the lifestyle here is a big part of the appeal. Local restaurants and everyday conveniences are nearby, while the HOA for the building covers exterior upkeep, elevator maintenance, master insurance, landscaping, water, sewer, and trash. Also roof replacement for the condo will begin the first week of May and interior of the building painting to follow afterwards. For someone looking for low maintenance living in a community with character, this one feels like a smart and easy next move.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
Poplin Elementary SchoolGrades K-51.9 mi
9/10
7/10
Porter Ridge High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Construction materials: Brick Full

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Microwave,Oven,Refrigerator,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup,In Kitchen,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Breakfast

  • Level: Main

Family Room

  • Level: Main

Features

  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,101

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,101
  • Total interior livable area: 1,101 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 07063252L12
  • Zoning: AR8
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Covered,Front Porch

Lot

  • Lot size: 0.01 Acres

Parking

  • Total spaces: 1
  • Parking features: Parking Space(s)
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,288$15,456
Home Insurance *$80$960
Property Taxes $147$1,764
Electricity $200$2,405
Total$1,715$20,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,800/yr
40% on housing$51,450/yr
45% on housing$45,733/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 28079$219
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28079$209
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Price change$254,900
2026-04-04Listed for sale$249,900
2022-04-08Sold$225,000
2022-03-19Pending sale$200,000
2022-03-19Contingent$200,000
2022-03-18Listed for sale$200,000
2018-03-09Sold$140,000

For Sale by Agent

AgentJennifer Ledford
BrokerageEXP Realty LLC Ballantyne

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