172 Water Oak Dr, Mooresville, NC, 28117
About This Home
Welcome to this beautifully maintained home in the highly desirable Water Oak community, where lifestyle, convenience, and neighborhood charm come together. Ideally positioned directly across from the community pool and fenced playground, this home offers a level of access and connection that truly sets it apart. Enjoy the benefits of a vibrant, walkable neighborhood with sidewalks, gathering spaces, and close proximity to shopping, dining, and everyday essentials near Lake Norman. Water Oak residents also enjoy a range of amenities including a pool, playground, clubhouse, and scenic areas that encourage an active and social lifestyle. Inside, this spacious 4-bedroom, 4-bath home offers nearly 2,900 square feet with a functional and inviting layout. The main level features a primary suite for added convenience, along with a welcoming living room with gas fireplace, a well-appointed kitchen with breakfast bar, and a dining area filled with natural light. Upstairs, you’ll find additional bedrooms including a private en-suite ideal for guests or multi-generational living, as well as a versatile flex space perfect for a home office, media room, or playroom. The charming front porch with dual ceiling fans creates the perfect place to relax and take in the energy of the neighborhood, with community amenities just steps away. Whether enjoying a quiet morning or connecting with neighbors, this home offers a true sense of place. Conveniently located near major roadways, top-rated schools, and all that the Mooresville and Lake Norman area has to offer, this home presents a rare opportunity to enjoy space, comfort, and a highly sought-after community lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Crawl Space
- Construction materials: Brick Partial,Cedar Shake,Hardboard Siding,Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,Gas Water Heater,Microwave,Plumbed For Ice Maker,Self Cleaning Oven
- Laundry features: Laundry Room,Main Level,Washer Hookup
Bathroom Full
- Level: Main
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bathroom Half
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
Features
- Attic Other,Breakfast Bar,Soaking Tub,Pantry,Storage,Walk-In Closet(s)
- Fireplace features: Gas Log,Living Room
- Attic: Other,Pull Down Stairs
- Finished area below ground: 0
- Finished area above ground: 2,866
Heating & Cooling
- Heating features: Forced Air,Natural Gas,Zoned
- Cooling features: Ceiling Fan(s),Central Air,Zoned
Interior Area
- Total structure area: 2,866
- Total interior livable area: 2,866 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Office
- Level: Upper
Other
- Level: Upper
Other
- Level: Upper
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 4637897649.000
- Zoning: CM
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Deck,Front Porch
- Fencing: Back Yard
Lot
- Lot size: 0.14 Acres
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Shop,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Iredell County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,386 | $28,632 |
| Home Insurance * | $137 | $1,644 |
| Property Taxes | $405 | $4,860 |
| Electricity | $266 | $3,203 |
| Total | $3,194 | $38,328 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $499,900 |
| 2026-03-04 | Price change | $515,000 |
| 2026-02-17 | Price change | $525,000 |
| 2026-02-04 | Price change | $528,000 |
| 2026-01-19 | Listed for sale | $538,000 |
| 2019-09-24 | Sold | $295,000 |
| 2019-08-01 | Pending sale | $299,000 |
| 2019-07-25 | Price change | $299,000 |
| 2019-06-14 | Listed for sale | $305,000 |
| 2005-03-24 | Sold | $258,500 |
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