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408 Matfield Ct, Monroe, NC, 28110

4beds
3baths
2,417sqft
$359,000
$149price/sqft
$2,299/moest. monthly cost
$91,960/yrincome needed

About This Home

Discover the space, flexibility, and potential this home offers in the sought-after Villages of Wesley Chapel. A dramatic two-story great room creates an impressive first impression, filling the home with natural light and providing an inviting space to gather with family and friends. The adjoining dining room flows into the kitchen, complete with a center island, stainless steel appliances, abundant cabinetry, and a casual dining area overlooking the backyard. The main-level primary suite provides a private retreat with an ensuite bath featuring dual vanities, while a convenient half bath completes the first floor. Upstairs, the versatile loft is ideal for a media room, play area, home office, or additional living space. Three additional bedrooms, a full bath, and an upstairs laundry room add everyday convenience. Step outside to a fenced backyard with space to relax, entertain, or create your own outdoor oasis. Inside, there's plenty of opportunity to add your personal style and make this home truly your own. Residents enjoy community amenities including a pool, playground, and sidewalks. Perfectly positioned for everyday convenience, you'll appreciate easy access to the charm of Downtown Monroe, the shopping, dining, and entertainment found throughout Wesley Chapel and the Sun Valley area, as well as major commuter routes for travel throughout the greater Charlotte region. Combining a functional floor plan, desirable neighborhood amenities, and room to make it your own, this home is ready for its next chapter.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
Shiloh Elementary SchoolGrades PK,3-52.4 mi
6/10
Sun Valley Middle SchoolGrades 6-82.7 mi
5/10
Sun Valley High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Laundry Room,Upper Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Fireplace features: Great Room
  • Finished area below ground: 0
  • Finished area above ground: 2,417

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,417
  • Total interior livable area: 2,417 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Loft

  • Level: Upper

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 09402208
  • Zoning: AG2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community

Lot

  • Lot size: 0.13 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$117$1,404
Property Taxes $142$1,704
Electricity $225$2,701
Total$2,299$27,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,822/yr
40% on housing$68,970/yr
45% on housing$61,306/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 28110$190
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28110$200
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$354,000
2026-07-17Price change$359,000
2026-06-27Listed for sale$365,000
2024-05-28Listing removed--
2024-05-21Price change$2,025
2024-05-15Price change$2,075
2024-04-25Listed for rent$2,125
2023-03-30Listing removed--
2023-03-28Price change$2,025
2023-02-22Listed for rent$2,125
2021-11-23Listing removed--
2021-11-09Price change$1,895
2021-10-26Price change$1,950
2021-10-21Price change$1,995
2021-10-14Price change$2,025
2021-09-29Listed for rent$2,065
2021-09-27Sold$325,000
2021-09-04Pending sale$325,000
2021-09-02Listed for sale$325,000
2021-07-13Sold$307,000
2004-08-26Sold$151,500

For Sale by Agent

AgentKara Coll
BrokerageCOMPASS

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