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104 Ashland Ln, Oak Ridge, TN, 37830

4beds
3baths
2,365sqft
$300,000
$127price/sqft
$1,976/moest. monthly cost
$79,040/yrincome needed

About This Home

Discover the flexibility and space you've been looking for in this well-appointed basement ranch home in Oak Ridge. The main level features 3 bedrooms and 2 full bathrooms, along with comfortable living spaces designed for everyday living and entertaining. Downstairs, the finished basement offers exceptional versatility with an additional bedroom, full bathroom, flex room, and a second kitchen, making it ideal for multi-generational living, guests, a home office setup, or potential rental opportunities. Enjoy the convenience of a functional floor plan with plenty of room to spread out, while being just minutes from Oak Ridge's shopping, dining, parks, and schools. Whether you're looking for extra space for family or a home that can adapt to your changing needs, this property offers endless possibilities. *Pre-listing home inspection has been done and is in the MLS documents*

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

8/10
7/10
Jefferson Middle SchoolGrades 5-81.8 mi
9/10
Oak Ridge High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1953

Materials

  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Bath/Stubbed

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Natural Gas,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,365
  • Total interior livable area: 2,365 sqft

Property

Details

  • Parcel number: 094C B 043.00

Lot

  • Lot size: 0.29 Acres
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Off Street,Attached,Basement,Other
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance $124$1,488
Property Taxes $144$1,728
Electricity $192$2,305
Total$1,976$23,712

Income You'd Need if You Spent...

35% on housing$67,748/yr
40% on housing$59,280/yr
45% on housing$52,693/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.2%
-6.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 37830$167
Anderson County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 37830$188
Anderson County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$300,000
2013-11-05Sold$47,000
2013-09-16Listed for sale$40,000
2013-08-29Sold$91,065
2009-06-08Sold$74,500
2009-04-05Price change$85,500
2009-03-01Listed for sale$95,000
2008-10-09Sold$125,091
2007-05-17Sold$122,000

For Sale by Agent

AgentJeff LaRue
BrokerageRealty Executives Associates

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