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113 Niagara Ln, Oak Ridge, TN, 37830

2beds
1baths
768sqft
$199,900
$260price/sqft
$1,364/moest. monthly cost
$54,560/yrincome needed

About This Home

Tucked away on a quiet cul-de-sac in Oak Ridge, this charming home offers simplicity, comfort, and an easy connection to the outdoors. Set on a level .2-acre lot, the fenced yard provides space to relax, garden, or gather, with a deck and patio that extend living outdoors. Inside, the home features two bedrooms, a dedicated laundry room, and a practical layout that makes the most of its footprint. Recent plumbing updates add peace of mind, while all appliances convey for added convenience. A storage shed offers extra room for tools, hobbies, or weekend projects. Located within the Oak Ridge school district and just minutes from Melton Lake Marina, Haw Ridge trails, shopping, and daily essentials, this home blends a quiet setting with quick access to the places that make Oak Ridge special. This owner has had the home rented overnight and weekly and was earning up to $2300 per month.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
7/10
Jefferson Middle SchoolGrades 5-81.5 mi
9/10
Oak Ridge High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1948

Materials

  • Construction materials: Cement Siding,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Self Cleaning Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Laminate,Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Natural Gas,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Property

Details

  • Parcel number: 100P A 046.00

Features

  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 8,712 sqft
  • Features: Cul-De-Sac,Level

Parking

  • Parking features: Off Street,Designated Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance $83$996
Property Taxes $96$1,152
Electricity $175$2,103
Total$1,364$16,368

Income You'd Need if You Spent...

35% on housing$46,765/yr
40% on housing$40,920/yr
45% on housing$36,373/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.2%
-6.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 37830$168
Anderson County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 37830$188
Anderson County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-18Price change$216,900
2026-02-05Listed for sale$224,900
2024-10-14Listing removed$1,800
2024-04-17Listing removed--
2024-04-01Listed for rent$2,000
2024-03-28Sold$198,000
2024-02-15Pending sale$198,000
2024-02-13Listed for sale$198,000
2024-02-09Pending sale$198,000
2024-02-08Listed for sale$198,000
2021-09-29Sold$140,000
2021-09-02Pending sale$140,000
2001-04-18Sold$23,900
2001-01-29Sold$37,000
1994-12-21Sold$41,000

For Sale by Agent

AgentDavor Blagojevic, Honors Real Estate Services LLC
BrokerageHonors Real Estate Services LLC

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