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434 Monroe Branch Ln, Monroe, TN, 38573

4beds
3baths
2,700sqft
$1,100,000
$407price/sqft
$7,701/moest. monthly cost
$308,040/yrincome needed

About This Home

4-bedroom, 3 bath home on 20 acres of serenity and exclusion on a dead-end country lane just a few miles from Livingston and 15 minutes to Dale Hollow Lake. Inside features soaring ceilings, 2 fireplaces and complete living quarters downstairs which includes 4th bedroom, bath, living room and kitchen. Home mostly finished but still needs some finishing touches inside. Main level of house has never been lived in. A huge, covered deck from the second level affords a relaxing and beautiful view of Eagle Creek. Huge greenhouse, chicken coop, and nice barn, with fencing for horses, sheep, goats, etc. This is a wonderful property with privacy, peace and quiet and truly beautiful. House supplied with gravity flow spring water. Includes an awesome 3bed 2 bath underground bunker. Charming bottom meadow, bordering Big Eagle Creek and Monroe Branch Creek with a bridge built from steel beams from The Twin Towers of Nine eleven. Sheep use this bridge to travel across the river to the other side.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Allons Elementary SchoolGrades PK-85.0 mi
4/10
Livingston AcademyGrades 9-125.3 mi
4/10

Construction

Condition

  • Year built: 2011

Materials

  • Roof: Metal
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Range,Range Hood,Washer,Dryer,Gas Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Block,Brick,Walk-Out Access,Exterior Entry,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning Stove,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wood,Electric,Propane,Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 2,700 sqft

Property

Details

  • Parcel number: 039.00

Features

  • Pool features: In Ground
  • Patio & porch: Porch,Covered,Deck
  • Exterior features: Dog Run,Horses Allowed,Garden
  • Fencing: Wood
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,Creek,River,Spring,Stream
  • Horses can be raised: Yes

Lot

  • Lot size: 20 Acres
  • Features: Greenbelt,Horse Property,Wooded,Cleared,Waterfront,Views,Bluff,Farm,Trees
  • Lot size dimensions: 20 acres

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached,Basement,Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance $720$8,640
Property Taxes $1,200$14,400
Electricity $219$2,632
Total$7,701$92,412

Income You'd Need if You Spent...

35% on housing$264,034/yr
40% on housing$231,030/yr
45% on housing$205,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$407This listing

vs Other Active Listings

Avg $/sqft

ZIP 38573$125
Overton County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38573$127
Overton County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-20Listed for sale$1,100,000
2025-05-31Listing removed$1,100,000
2024-08-29Price change$1,100,000
2024-04-30Listed for sale$1,200,000
2023-12-16Listing removed$1,099,000
2023-06-15Listed for sale$1,099,000
1998-07-06Sold$5,000

For Sale by Agent

AgentShirley Smith
BrokeragePink Horse Realty

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