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48 Habersham Cv, Humboldt, TN, 38343

4beds
2baths
2,296sqft
$380,000
$166price/sqft
$3,226/moest. monthly cost
$129,040/yrincome needed

About This Home

Tucked away on a quiet cove, this custom-built home offers the rare combination of privacy, space, and timeless quality. Situated on a beautifully wooded 1.37-acre lot, the screened porch overlooks a peaceful backyard framed by mature trees—creating the perfect place to enjoy your morning coffee or unwind at the end of the day. Built in 1997, this thoughtfully designed 4-bedroom, 2-bath home features a desirable split-bedroom floor plan with generous room sizes, abundant storage, and a workshop for hobbies or projects. You'll appreciate the flexibility of both a formal dining room and an eat-in kitchen, providing plenty of space for everyday living and entertaining. The secondary bathroom has been beautifully updated with a walk-in tiled shower, while the home's well-maintained interior offers the opportunity to personalize cosmetic finishes to match your own style and taste. Whether you're looking for a move-in-ready home with room to make it your own or searching for a peaceful setting that's becoming increasingly difficult to find, this property is full of potential.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
Pope SchoolGrades K-64.8 mi
6/10
Northeast Middle SchoolGrades 6-87.7 mi
3/10
North Side High SchoolGrades 9-126.5 mi

Construction

Condition

  • Property condition: false
  • Year built: 1997

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bedroom

  • Level: Main
  • Area: 149.5
  • Dimensions: 11.5 x 13.0

Bedroom

  • Level: Main
  • Area: 132.25
  • Dimensions: 11.5 x 11.5

Bedroom

  • Level: Main
  • Area: 150
  • Dimensions: 10.0 x 15.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Level: Main
  • Area: 175.5
  • Dimensions: 13.0 x 13.5

Features

  • Ceiling Fan(s),Ceramic Tile Shower,Eat-in Kitchen,High Ceilings,Master Downstairs,Walk-In Closet(s)
  • Window features: Blinds
  • Flooring: Carpet,Parquet,Tile
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,296 sqft

Kitchen

  • Level: Main
  • Area: 261.25
  • Dimensions: 27.5 x 9.5

Living Room

  • Level: Main
  • Area: 500
  • Dimensions: 25.0 x 20.0

Master Bedroom

  • Level: Main
  • Area: 252
  • Dimensions: 18.0 x 14.0

Sun Room

  • Level: Main
  • Area: 100
  • Dimensions: 20.0 x 5.0

Property

Accessibility

  • Accessibility features: See Remarks

Details

  • Parcel number: 012C D 005.00
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch,Patio,Rear Porch,Screened
  • Exterior features: Rain Gutters

Lot

  • Lot size: 1.37 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 50.32 x 267.30 x 53.70 x 87.57

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Garage Faces Front,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Tornado
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance $404$4,848
Property Taxes $715$8,580
Electricity $186$2,238
Total$3,226$38,712

Income You'd Need if You Spent...

35% on housing$110,605/yr
40% on housing$96,780/yr
45% on housing$86,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 38343$121
Madison County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 38343$116
Madison County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$375,000
2026-07-13Listed for sale$380,000
1996-12-10Sold$18,000

For Sale by Agent

AgentKimberly Evans
BrokerageColdwell Banker Southern Realty

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