90 Pear Tree Ln, Loudon, TN, 37774
About This Home
**Just Reduced** Welcome to 90 Peartree Lane in Loudon! This beautifully maintained end-unit home offers the perfect combination of comfort, convenience, and low-maintenance living. Featuring an attractive stone exterior, a spacious two-car garage, and a private screened-in back porch, you'll have the perfect place to relax and enjoy peaceful outdoor living with added privacy. The kitchen comes fully equipped with all appliances conveying, including a refrigerator that is less than two years old, as well as a dishwasher, washer, and dryer, with the washer and dryer only one year old--making this home truly move-in ready. Enjoy the ease of low-maintenance living with HOA dues covering lawn care, pest control, and exterior building maintenance, giving you more time to enjoy everything East Tennessee has to offer. Ideally located just minutes from I-75, this home provides easy access to a public boat launch, downtown Loudon, local schools, Food City, shopping, dining, and everyday conveniences. You'll also appreciate being just a short drive from Tellico Village and its championship golf courses, marinas, recreation, and community amenities. As an added bonus, this property qualifies for 100% USDA financing for eligible buyers, making homeownership even more attainable.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Construction materials: Stone,Vinyl Siding,Frame
Type & Style
- Home type: Condo
- Architectural style: Traditional
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Range,Refrigerator,Self Cleaning Oven,Washer
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Walk-In Closet(s),Cathedral Ceiling(s),Eat-in Kitchen
- Flooring: Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Natural Gas,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,125
- Total interior livable area: 1,125 sqft
Property
Details
- Parcel number: 041P B 002.00
- Attached to another structure: Yes
Features
- Has view: Yes
- View description: Other
Lot
- Lot size: 435.60 sqft
- Features: Level,Rolling Slope
- Lot size dimensions: 0
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Cold Wave
- Earthquake
- Inland Flooding
- Ice Storm
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance | $74 | $888 |
| Property Taxes | $70 | $840 |
| Electricity | $175 | $2,103 |
| Total | $1,583 | $18,996 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Pending sale | $245,000 |
| 2026-08-09 | Price change | $245,000 |
| 2026-07-17 | Listed for sale | $250,000 |
| 2021-02-26 | Listing removed | -- |
| 2020-07-31 | Sold | $139,900 |
| 2020-05-26 | Listed for sale | $139,900 |
| 2019-02-22 | Sold | $125,900 |
| 2018-12-26 | Pending sale | $129,900 |
| 2018-12-21 | Listed for sale | $129,900 |
| 2016-03-08 | Sold | $108,000 |
| 2016-01-14 | Pending sale | $110,000 |
| 2016-01-06 | Listed for sale | $110,000 |
| 2011-08-09 | Sold | $92,500 |
| 2011-05-04 | Price change | $109,900 |
| 2011-03-13 | Listed for sale | $114,900 |
View on Zillow