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1490 Rarity Bay Pkwy, Vonore, TN, 37885

5beds
4baths
3,769sqft
$1,339,000
$355price/sqft
$9,652/moest. monthly cost
$386,080/yrincome needed

About This Home

Floor to ceiling windows provide SPECTACULAR LAKE AND MOUNTAIN VIEWS from this spacious Living Room overlooking Tellico Lake and the Smoky Mountains. Gleaming bamboo floors provide the perfect backdrop for any style home. A chef's kitchen awaits with Wolf gas cooktop, Kitchen Aid double ovens and warming drawer, pot filler, insta-hot faucet, and plenty of Alder cabinets for storage, as well as a walk-in pantry. Enjoy morning coffee on the SCREENED PORCH which adjoins the Kitchen. This custom home has so many upgrades: IN-FLOOR RADIANT HEATING on both levels, 2x6 exterior construction, Lifebreath Indoor Fresh Air System, electronic exterior shades for back of home, whole house vacuum, whole house water filter system, and the three-car garage has 220 volt. A second bedroom on the main level could be used as an OFFICE, and it has an adjoining full bath. The back hall to the garage has space for an additional refrigerator and freezer if needed. The LOWER LEVEL boasts a spacious living area with WET BAR, beverage refrigerator, and surround system, as well as three more bedrooms and two bathrooms (one an ensuite). Plenty of unfinished space for storage and a garage door for your golf cart complete the lower level. The BONUS SPACE over the garage is partially finished with insulation. Just install drywall (already in the room), flooring, and a mini-split and you will have 980 more square feet for a game or hobby room. Also, prepped for 1/2 bath. This home provides plenty of OUTDOOR SPACE for entertaining which includes a large main level deck ready for grilling and a lower level patio for your hot tub. Social Membership to the Rarity Bay Country Club is mandatory. Golf Membership is optional.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
Greenback SchoolGrades PK-123.5 mi
6/10
Steekee Elementary SchoolGrades PK-56.1 mi
6/10
Loudon Elementary SchoolGrades PK-57.7 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Stucco,Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Self Cleaning Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Partially Finished,Slab

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Walk-In Closet(s),Cathedral Ceiling(s),Kitchen Island,Pantry,Wet Bar,Breakfast Bar,Central Vacuum,Bonus Room
  • Window features: Wood Frames,Insulated Windows,Drapes
  • Flooring: Carpet,Hardwood,Radiant Floors,Tile
  • Number of fireplaces: 1
  • Fireplace features: Stone,Insert,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air,Heat Pump,Natural Gas,Zoned,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Zoned

Interior Area

  • Total structure area: 3,769
  • Total interior livable area: 3,769 sqft

Property

Details

  • Parcel number: 078G D 028.00
  • Other equipment: TV Antenna

Features

  • Exterior features: Irrigation System,Prof Landscaped
  • Has view: Yes
  • View description: Mountain(s)
  • Has water view: Yes

Lot

  • Lot size: 0.34 Acres
  • Features: Near Golf Course,Rolling Slope
  • Lot size dimensions: 112 x 141 x 96 x 141

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Attached,Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,770$81,240
Home Insurance $604$7,248
Property Taxes $1,972$23,664
Electricity $306$3,674
Total$9,652$115,824

Income You'd Need if You Spent...

35% on housing$330,925/yr
40% on housing$289,560/yr
45% on housing$257,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 37885$270
Loudon County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 37885
Loudon County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$1,350,000
2026-03-26Listing removed--
2025-12-19Listed for sale$1,350,000
2002-06-03Sold$100,000

For Sale by Agent

AgentChris Purcell
BrokerageReMax Preferred Properties, In

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