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1510 Rarity Bay Pkwy, Vonore, TN, 37885

5beds
5baths
5,041sqft
$1,490,000
$296price/sqft
$10,809/moest. monthly cost
$432,360/yrincome needed

About This Home

Panoramic Tellico Lake and the Smoky Mountains views! This spacious 5-bedroom, 4.5-bath home is a true East Tennessee retreat, offering a thoughtful floor plan, oversized 3-car garage, and an additional basement golf cart/workshop garage. The golf cart also conveys with the property, making it easy to enjoy the community and its many amenities. A large foyer welcomes you into the living room, featuring hardwood floors, custom built-ins surrounding the fireplace, a wet bar with beverage center and sink, and expansive windows that frame the incredible views. A gourmet kitchen offers warm wood cabinetry, granite countertops, dual sinks, a gas cooktop, built-in oven and microwave, 2 walk-in pantries, and a spacious dining area. The large composite deck is a highlight of the home, facing East and perfect for shaded evenings to enjoy your beverage or morning coffee. Both the living room and the primary suite open directly into the enclosed sunroom, which was recently renovated with new flooring. The primary suite is a private retreat filled with natural light, featuring new carpet, a spa-like ensuite with a jetted tub, walk-in tile shower, dual walk-in closets, an attached laundry room, and 2 dedicated office/sitting areas with built-in desks--perfect for working from home or relaxing with a view. A second main-level bedroom with a private ensuite provides comfortable accommodations for guests. The walk-out lower level features 10 foot ceilings, hardwood flooring, a kitchenette, an expansive recreation room, 2 additional bedrooms, 2 full bathrooms, and a versatile 5th bedroom or flex space--ideal for a home gym, studio, media room, or hobby space. Additional highlights include a 2nd laundry room with newer washer and dryer, a workshop with a garage door and built-in cabinetry, extensive unfinished storage, and a covered patio with under-decking. Additional updates and improvements include a newer roof, 2 newer HVAC systems, 2 tankless water heaters, a new front door, epoxy-coated garage floors, a radon mitigation system, and a beautiful paver driveway. As an added bonus, the golf cart conveys with the home! Enjoy Rarity Bay's fabulous amenities, including championship golf, clubhouse dining, fitness center, outdoor pool, tennis and pickleball courts, walking trails, marina access, and more--all within one of East Tennessee's premier gated lake communities. Rarity Bay residents enjoy social gatherings, outings, clubs, and activities. If you've been searching for exceptional views, spacious living, and a thoughtfully updated home designed for everyday comfort and entertaining, this is a property you won't want to miss!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
Greenback SchoolGrades PK-123.5 mi
7/10
Steekee Elementary SchoolGrades PK-56.1 mi
6/10
Loudon Elementary SchoolGrades PK-57.7 mi

Construction

Condition

  • Year built: 2003

Materials

  • Construction materials: Stucco,Stone,Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Gas Range,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Self Cleaning Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Cathedral Ceiling(s),Kitchen Island,Pantry,Wet Bar,Eat-in Kitchen,Bonus Room
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Insert,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 5,041
  • Total interior livable area: 5,041 sqft

Property

Details

  • Parcel number: 078G D 02600 000

Features

  • Exterior features: Irrigation System
  • Has view: Yes
  • View description: Mountain(s)
  • Has water view: Yes
  • Waterfront features: Lake/Water Access

Lot

  • Lot size: 0.51 Acres
  • Features: Private,Near Golf Course

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,534$90,408
Home Insurance $672$8,064
Property Taxes $2,194$26,328
Electricity $409$4,914
Total$10,809$129,708

Income You'd Need if You Spent...

35% on housing$370,594/yr
40% on housing$324,270/yr
45% on housing$288,240/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 37885$273
Loudon County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 37885
Loudon County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$1,450,000
2026-07-13Listed for sale$1,490,000
2022-10-14Sold$1,250,000
2022-08-30Pending sale$1,350,000
2022-07-16Listed for sale$1,350,000
2014-12-08Sold$639,000
2001-10-15Sold$120,000

For Sale by Agent

AgentPolly Patterson
BrokerageLakefront Living, On the Lake

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