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109 Sunali Ln, Loudon, TN, 37774

4beds
5baths
5,246sqft
$1,185,000
$226price/sqft
$8,513/moest. monthly cost
$340,520/yrincome needed

About This Home

STUNNING LAKE VIEWS FROM ALMOST EVERY ROOM! Welcome to this beautifully maintained, move-in ready lake view home, where maintenance free convenience meets breathtaking, natural beauty. Step inside to discover a bright and open floor plan, main level living and expansive windows that frame the captivating lake views while filling the home with natural light. The gourmet kitchen is a true centerpiece showcasing a large center island, sleek quartz countertop, stainless steel appliances, and abundant cabinetry, all while looking out at the beautiful Tellico Lake. Enjoy peaceful mornings and relaxing evenings overlooking the water from your main living spaces. The walkout basement is equally impressive featuring a beautifully appointed bedroom with serene Lake views - perfect for guests or a private retreat Entertaining is effortless with a wet bar and dedicated wine storage, while ample storage throughout the home ensures everything has its place. Located just a short stroll from Tellico yacht club, this home offers the perfect blend of luxury, lifestyle, and location in one of East Tennessee's Premier Lakefront Communities with activities galore. Call today for your private tour.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
Steekee Elementary SchoolGrades PK-53.9 mi
5/10
Ft Loudoun Middle SchoolGrades 6-85.5 mi
6/10
Loudon High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Brick,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Self Cleaning Oven

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Kitchen Island,Pantry,Wet Bar,Eat-in Kitchen,Bonus Room
  • Window features: Insulated Windows
  • Flooring: Laminate,Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Pre-Fab,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 5,246
  • Total interior livable area: 5,246 sqft

Property

Details

  • Parcel number: 050L G 00900 000

Features

  • Exterior features: Prof Landscaped
  • Has view: Yes
  • Has water view: Yes

Lot

  • Lot size: 5,662 sqft
  • Features: Zero Lot Line,Near Golf Course,Level

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Cold Wave
Earthquake
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,992$71,904
Home Insurance $350$4,200
Property Taxes $1,745$20,940
Electricity $426$5,114
Total$8,513$102,156

Income You'd Need if You Spent...

35% on housing$291,874/yr
40% on housing$255,390/yr
45% on housing$227,013/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 37774$214
Loudon County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 37774$254
Loudon County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$1,185,000
2021-10-08Sold$915,000
2021-09-23Pending sale$885,000
2004-11-05Sold$449,000

For Sale by Agent

AgentJennifer Shuler
BrokerageRealty Executives Associates

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