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5320 Kettle Rd NW, Albuquerque, NM, 87120

4beds
3baths
2,379sqft
$398,000
$167price/sqft
$2,583/moest. monthly cost
$103,320/yrincome needed

About This Home

Fully remodeled and move-in ready in sought-after Taylor Ranch! This stunning home has been thoughtfully updated with quartz countertops, stylish new cabinetry, luxury vinyl plank flooring, fresh paint, modern lighting, and beautifully tiled showers. From the moment you walk in, you'll appreciate the bright, open feel and quality finishes throughout. The flexible front room is perfect for a home office, playroom or gym. A spacious laundry room features a built-in pet spa, making life easier for pet lovers. Outside, the large backyard includes a powered workshop ideal for hobbies, storage, or a home business. Homes with this level of upgrades and unique features don't come along often--schedule your showing today!

Getting Around

41
WalkingCar-Dependent
20
TransitMinimal Transit
69
BikeBikeable

Schools

5/10
5/10
Volcano Vista High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1978

Materials

  • Foundation: Slab
  • Roof: Pitched,Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Features

  • Ceiling Fan(s),Main Level Primary
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 2,379
  • Total interior livable area: 2,379 sqft

Kitchen

  • Level: Main
  • Area: 187.68

Living Room

  • Level: Main
  • Area: 230.4

Primary Bedroom

  • Level: Main
  • Area: 273

Property

Accessibility

  • Accessibility features: Wheelchair Access

Details

  • Parcel number: 101106329009940324
  • Zoning description: R-1C*

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Privacy Wall
  • Fencing: Back Yard

Lot

  • Lot size: 7,405 sqft
  • Features: Landscaped,Planned Unit Development,Xeriscape

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,012$24,144
Home Insurance *$121$1,452
Property Taxes $281$3,372
Electricity $169$2,029
Total$2,583$30,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,560/yr
40% on housing$77,490/yr
45% on housing$68,880/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 87120$205
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87120
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$398,000
2026-07-31Listing removed$398,000
2026-07-20Price change$398,000
2026-07-06Price change$410,000
2026-07-02Price change$415,000
2026-06-18Listed for sale$420,000

For Sale by Agent

AgentEric J Villa
BrokerageKeller Williams Realty

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