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342 Ridgecrest Dr, Dayton, TN, 37321

4beds
4baths
2,464sqft
$285,000
$116price/sqft
$2,106/moest. monthly cost
$84,240/yrincome needed

About This Home

Selling as is. Living room floor needs replaced as well as two bedrooms. House needs cosmetic update. Structural sound an move in ready. But needs a new update inside. Selling for divorce an financial reasons. Price is negotiable

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Rhea Central ElementaryGrades PK-51.2 mi
6/10
Rhea Middle SchoolGrades 6-86.6 mi
4/10
Rhea County High SchoolGrades 9-126.8 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Footing
  • Roof: Composition

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/4 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total interior livable area: 2,464 sqft

Property

Details

  • Parcel number: 08207511000

Features

  • Exterior features: Other

Lot

  • Lot size: 3 Acres

Parking

  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance $152$1,824
Property Taxes $313$3,756
Electricity $200$2,402
Total$2,106$25,272

Income You'd Need if You Spent...

35% on housing$72,205/yr
40% on housing$63,180/yr
45% on housing$56,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 37321$158
Rhea County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 37321$183
Rhea County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$285,000
2026-04-21Listed for sale$300,000
2025-02-14Sold$250,000
2025-01-09Contingent$254,900
2025-01-09Pending sale$254,900
2024-12-30Price change$254,900
2024-12-16Price change$259,900
2024-11-26Price change$265,900
2024-10-28Price change$279,900
2024-10-21Price change$289,900
2024-09-24Listed for sale$299,900

For Sale by Owner

AgentProperty Owner

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