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324 Shark Ln, Surfside Beach, TX, 77541

2beds
3baths
1,168sqft
$359,900
$308price/sqft
$2,800/moest. monthly cost
$112,000/yrincome needed

About This Home

Super cute canal front home. Downstairs has an open area and bathroom. Upstairs is a large deck over the boat slips and the home opens to the living/dining area off the kitchen with a vaulted ceiling and two bedrooms and two bathrooms to the rear. The lot is grassy with palm trees. The new owners will love relaxing under the home or off the large deck, both face southeast and are shaded in the afternoon. There is a working boat lift motor that straps can be added if the new owner desires. Surfside Shores is a canal community is between Surfside Beach and the Intracoastal Waterway and minutes from the Gulf. Close by, also on Shark, is a popular restaurant accessible by walking, driving, or boat. Many residents in Surfside Shores use golf carts to get to the beach. Come see if this is the home you are looking for.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

3/10
4/10
Brazosport High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Raised,Slab
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Window Unit
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,168
  • Total interior livable area: 1,168 sqft

Property

Details

  • Parcel number: 78700048000

Features

  • Stories: 2
  • Exterior features: Boat Slip
  • Has view: Yes
  • View description: Canal,Water
  • Has water view: Yes
  • Water view: Canal,Water
  • On waterfront: Yes
  • Waterfront features: Canal Front

Lot

  • Lot size: 7,000 sqft
  • Features: Waterfront,0 Up To 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$204$2,448
Property Taxes $539$6,468
Electricity $238$2,859
Total$2,800$33,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,000/yr
40% on housing$84,000/yr
45% on housing$74,666/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 77541$163
Brazoria County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 77541$176
Brazoria County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-25Price change$359,900
2025-11-18Listed for sale$362,500
2023-05-10Sold--
2023-04-21Pending sale$349,900
2023-03-23Listed for sale$349,900
2014-06-22Listing removed$165,000
2014-06-19Price change$165,000
2014-06-10Price change$174,000
2014-05-29Price change$179,000
2014-02-05Listed for sale$189,000
2013-02-05Listing removed$174,000
2012-12-29Listed for sale$174,000
2012-10-29Listing removed$174,000
2012-05-22Listed for sale$174,000
2011-10-18Listing removed$179,900
2011-08-06Price change$179,900
2011-07-27Price change$187,900
2011-02-16Listed for sale$189,900
2009-08-04Listing removed$199,500
2009-08-01Listed for sale$199,500
2008-02-07Listing removed$255,000
2008-01-31Listed for sale$255,000

For Sale by Agent

AgentSuzan Zachariah
BrokerageThe Local Agents Real Estate LLC

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