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4108 County Road 427, Tyler, TX, 75704

3beds
2baths
1,675sqft
$559,000
$334price/sqft
$3,621/moest. monthly cost
$144,840/yrincome needed

About This Home

Lake view!! Escape to nature in this serene 15-acre estate, where beauty and privacy meet just beyond the city's edge. This 3-bedroom, 2-bathroom, 1675 sq ft home is surrounded by lush greenery, mature trees, and vibrant gardens in the spring, this property offers a peaceful haven with room to breathe. The home is nestled within a diverse landscape teeming with local wildlife-deer, birds, and other native species are frequent visitors, creating a true sanctuary for nature lovers. Whether you're enjoying your morning coffee on the porch or tending to your garden beds, the sights and sounds of the natural world are always close. This property includes a 3-car carport, a 30X30 shop, wild game cleaning hoist, fruit trees, a spring fed creek with a bridge, an RV pad with power and water, a gated entry, flourishing gardens about ready for harvesting, and so much more!!! Perfect for hobby farmers, gardeners, or those simply seeking solitude, this one-of-a-kind property blends rural charm with everyday comfort. Possibility for 2.25% VA assumption loan.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
Orr Elementary SchoolGrades PK-50.4 mi
3/10
Boulter Middle SchoolGrades 6-81.3 mi
4/10
Tyler High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick and Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Electric Oven,Electric Cooktop,Tankless Gas Water Heater

Bathroom

  • Features: Shower Only,Walk-In Closet(s)

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Kitchen Island
  • Window features: Blinds
  • Flooring: Laminate,Tile
  • Fireplace features: Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Electric,Central/Gas
  • Cooling features: Central Electric,Central Gas

Interior Area

  • Total structure area: 1,675
  • Total interior livable area: 1,675 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Master Bedroom

  • Features: Master Bedroom Split

Property

Details

  • Parcel number: 169100000000006000
  • Special condition: None,As-Is Condition @ Closing

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Barbed Wire,Chain Link
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Lake Park

Lot

  • Lot size: 15 Acres
  • Features: Wooded,Rectangular Lot

Parking

  • Parking features: Detached,Workshop in Garage,RV Access/Parking,Garage Faces Front
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$462$5,544
Property Taxes $95$1,140
Electricity $238$2,859
Total$3,621$43,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,148/yr
40% on housing$108,630/yr
45% on housing$96,560/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$334This listing

vs Other Active Listings

Avg $/sqft

ZIP 75704$153
Smith County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75704$160
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$570,000
2026-03-15Price change$590,000
2026-02-19Price change$610,000
2026-02-01Price change$620,000
2025-10-16Price change$640,000
2025-09-08Price change$665,000
2025-08-05Listed for sale$685,000
2014-07-01Sold--
2014-06-12Price change$93,500
2014-05-20Listed for sale$239,000

For Sale by Agent

AgentMallory Powell
BrokerageColdwell Banker Apex - Tyler

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