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226 Lakemont Dr, Hutto, TX, 78634

3beds
2baths
1,448sqft
$285,990
$198price/sqft
$2,089/moest. monthly cost
$83,560/yrincome needed

About This Home

*****ATTENTION BUYERS...FOR SALE OR FOR LEASE***FLEX CASH AVAILABLE!!!***** **Charming, Move-In Ready & Perfect for First-Time Buyers!** Welcome home to this beautifully maintained 3-bedroom, 2-bath gem that offers the perfect blend of comfort, functionality, and outdoor living. From the moment you step inside, you'll appreciate the bright, inviting floor plan designed for everyday living and easy entertaining. The spacious kitchen features sleek stainless steel appliances, ample counter space, and plenty of storage, making meal prep a breeze whether you're cooking for one or hosting friends and family. The open-concept living and dining areas create a warm, welcoming atmosphere you'll love coming home to. Retreat to the private primary suite, complete with its own bath and generous closet space, while two additional bedrooms provide flexibility for family, guests, a home office, or hobby room. Step outside and discover one of this home's most unique features—a **huge garden area** ready for you to grow your own vegetables, herbs, flowers, or create the backyard oasis you've always imagined. The covered patio is the perfect place to enjoy your morning coffee, unwind after work, or host weekend BBQs, regardless of the weather. With low-maintenance living, modern finishes, and space to put down roots, this home offers an incredible opportunity for first-time buyers looking for affordability without sacrificing lifestyle. Why rent when you can own a home with room to grow, entertain, and create lasting memories? **Don't miss your chance to own this Hutto treasure—where comfort, value, and the joy of homeownership come together beautifully.** #HuttoHippos #CharmingArea #Dell #Tesla #Apple #FirstTimeBuyers #Affordable

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
5/10
Hutto High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Composition, Shingle

Other

  • Builder name: Main Street

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Microwave,Free-Standing Range,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),High Ceilings,Granite Counters,Double Vanity,Gas Dryer Hookup,Entrance Foyer,High Speed Internet,In-Law Floorplan,No Interior Steps,Open Floorplan,Pantry,Primary Bedroom on Main,Walk-In Closet(s),Washer Hookup
  • Window features: Blinds,Screens
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,448 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 141408400M0010
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Exterior Steps,Gutters Full,Private Yard
  • Fencing: Back Yard, Fenced, Gate, Privacy, Wood
  • Has view: Yes
  • View description: Garden
  • Waterfront features: None

Lot

  • Lot size: 9,469 sqft
  • Features: Back Yard,Curbs,Front Yard,Garden,Interior Lot,Landscaped,Sprinkler - Automatic,Sprinkler - Back Yard,Sprinklers In Front,Trees-Large (Over 40 Ft),Trees-Medium (20 Ft - 40 Ft)

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,446$17,352
Home Insurance *$133$1,596
Property Taxes $272$3,264
Electricity $238$2,859
Total$2,089$25,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,622/yr
40% on housing$62,670/yr
45% on housing$55,706/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 78634$249
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 78634$179
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$283,990
2026-07-27Price change$285,990
2026-07-25Price change$309,990
2026-07-18Price change$322,990
2026-06-16Price change$289,990
2026-05-30Listed for sale$322,990
2015-12-31Sold--
2015-11-29Pending sale$172,900
2015-11-24Listed for sale$172,900

For Sale by Agent

AgentSocar Chatmon-Thomas
BrokerageeXp Realty, LLC

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