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115 Terumi Lane, Longview, WA, 98632

3beds
2baths
1,433sqft
$439,000
$306price/sqft
$2,801/moest. monthly cost
$112,040/yrincome needed

About This Home

Tucked away on a quiet street at the end of a cul-de-sac, this well-maintained home offers a comfortable floor plan, great indoor-outdoor living, and some features you don’t find every day. Inside, you’ll find brand-new laminate flooring throughout, a bright living room with a fireplace, and plenty of natural light. The layout flows easily into the dining area and kitchen, with a sliding glass door leading to the deck and landscaped backyard. A standout feature is the approximately 1,100-square-foot covered indoor pool area with an in-ground pool and brand-new pump. With plenty of additional space around the pool, it’s a great setup for year-round use, entertaining, or simply enjoying at home. The home also offers comfortable bedrooms, functional living spaces, mature landscaping, and a spacious deck overlooking the yard. Well cared for and nicely tucked away, this property brings together thoughtful updates, comfortable living, and a truly unique indoor pool space.

Getting Around

2
WalkingCar-Dependent
17
TransitMinimal Transit
36
BikeSomewhat Bikeable

Schools

4/10
7/10
Mt. Solo Middle SchoolGrades 6-81.8 mi
6/10
Mark Morris High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1983

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Wood Products

Notable Dates

  • Major remodel year: 1983

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric,Wood
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 1,433
  • Total interior livable area: 1,433 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Garage

Property

Details

  • Parcel number: 02206507
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Pool features: Indoor
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Indoor Pool,Sprinkler System,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 9,901 sqft
  • Features: Cul-De-Sac,Curbs,Paved,Sidewalk,Cable TV,Deck,Dog Run,Fenced-Fully,High Speed Internet,Patio,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave

FEMA Declared Disasters in Cowlitz County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$135$1,620
Property Taxes $298$3,576
Electricity $149$1,793
Total$2,801$33,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,034/yr
40% on housing$84,030/yr
45% on housing$74,693/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 98632$176
Cowlitz County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 98632$261
Cowlitz County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$439,000
2026-07-31Listed for sale$439,000

For Sale by Agent

AgentAmy McMahon
BrokerageRealty One Group Pacifica

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