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2812 Beach Rd NW, Albuquerque, NM, 87104

3beds
2baths
1,899sqft
$399,900
$211price/sqft
$2,591/moest. monthly cost
$103,640/yrincome needed

About This Home

Tucked just off Rio Grande Blvd in a sought-after North Valley location, this charming 3-bedroom, 2-bath home offers 1,899 sq ft of comfortable living. Featuring two spacious living areas--one with a custom fireplace and wet bar--plus a well-appointed kitchen with granite countertops, island, and abundant cabinetry. Enjoy modern comfort with refrigerated air and peace of mind with a metal roof replaced in 2023. The property includes an irrigation well, adding value and versatility. Quiet, private setting just moments from the bosque, with easy access to I-40, shopping, and dining.

Getting Around

51
WalkingSomewhat Walkable
16
TransitMinimal Transit
66
BikeBikeable

Schools

9/10
Duranes Elementary SchoolGrades PK-60.3 mi
5/10
Garfield Middle SchoolGrades 6-81.7 mi
4/10
Valley High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1944

Materials

  • Foundation: Raised,Slab
  • Roof: Metal,Pitched
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup

Bedroom2

  • Level: Main
  • Area: 153

Bedroom3

  • Level: Main
  • Area: 129

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Main
  • Area: 435.48

Features

  • Wet Bar,Ceiling Fan(s),Kitchen Island,Multiple Living Areas,Main Level Primary,Tub Shower,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Laminate,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Custom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 1,899
  • Total interior livable area: 1,899 sqft

Kitchen

  • Level: Main
  • Area: 273.36

Living Room

  • Level: Main
  • Area: 249.34

Primary Bedroom

  • Level: Main
  • Area: 194.48

Property

Details

  • Parcel number: 101205939447111043
  • Zoning description: R-A*

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Private Yard
  • Fencing: Back Yard

Lot

  • Lot size: 0.25 Acres
  • Features: Landscaped

Parking

  • Total spaces: 24
  • Parking features: Carport
  • Covered spaces: 24
  • Carport: Yes
  • Carport spaces: 24

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Lightning

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$138$1,656
Property Taxes $283$3,396
Electricity $148$1,780
Total$2,591$31,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,834/yr
40% on housing$77,730/yr
45% on housing$69,093/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 87104$265
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87104
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$399,900
2026-07-21Price change$399,900
2026-06-12Listed for sale$415,000
2026-05-19Listing removed$415,000
2026-05-18Listed for sale$415,000
2026-05-02Pending sale$415,000
2026-04-28Listed for sale$415,000
2020-02-21Sold--
2020-02-05Pending sale$275,000
2020-01-28Listed for sale$275,000

For Sale by Agent

AgentThe Southwest Life ReGroup
BrokerageEXP Realty LLC

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