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319 N 3rd Street, Kalama, WA, 98625

2beds
1baths
1,056sqft
$315,000
$298price/sqft
$2,047/moest. monthly cost
$81,880/yrincome needed

About This Home

Welcome to this adorable Kalama cottage that is ready for your personal touch! With spacious living areas filled with natural light, this home is both cozy and cheery. Two bedrooms and one bath with many comforting updates like a forced air furnace, heat pump, vinyl windows, and a newer roof. Bathroom has been fitted with a full-size shower plus separate step in bath. Hard surface flooring flows throughout the home. Composite decking on covered front and back porches. Charming paver paths that wind through flower beds loaded with established flowers, trees and shrubs surrounding the home. Enjoy the views of the Columbia River and vibrant downtown as you work the raised garden beds out back. Extra large attached garage has workshop space and additional storage behind it. Lots of paved parking in the driveway plus streetside parking out front. Located just blocks from downtown, schools, parks and more. With a little work, this cutie can shine again. Come and make it yours!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
Kalama Elementary SchoolGrades K-50.3 mi
4/10
Kalama Middle SchoolGrades 6-80.3 mi
6/10
Kalama High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Poured Concrete
  • Roof: Composition,Torch Down
  • Construction materials: Wood Siding,Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Utility

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Features

  • Ceiling Fan(s)
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Vinyl,Vinyl Plank

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 41027
  • Zoning: City of Kalama
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Water Heater
  • Has view: Yes
  • View description: River,Territorial
  • Has water view: Yes
  • Water view: River
  • Topography of land: Level,Sloped,Terraces

Lot

  • Lot size: 6,969 sqft
  • Features: Paved,Deck,High Speed Internet,Patio,Shop
  • Lot size dimensions: see plat map

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Volcanic Activity
    Volcanic ActivityVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Volcanic Activity
Earthquake
Heat Wave
Coastal Flooding
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Cowlitz County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$86$1,032
Property Taxes $220$2,640
Electricity $149$1,793
Total$2,047$24,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,182/yr
40% on housing$61,410/yr
45% on housing$54,586/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 98625$229
Cowlitz County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 98625$259
Cowlitz County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$325,000
2026-04-14Pending sale$325,000
2026-04-03Listed for sale$325,000
1994-08-11Sold$71,000

For Sale by Agent

AgentTaryn A. Nelson
BrokerageKey Results Real Estate

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