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4637 Homestead Trl NW, Albuquerque, NM, 87120

3beds
3baths
1,389sqft
$330,000
$238price/sqft
$2,170/moest. monthly cost
$86,800/yrincome needed

About This Home

Welcome to this wonderfully maintained 3-bedroom, 2.5-bath home that checks all the boxes for first-time buyers and growing families alike. The big-ticket items are already handled: a brand-new roof (to be installed before closing), fresh interior paint, and new carpet throughout mean you can simply unpack and start living.Comfort year-round comes courtesy of a refrigerated A/C unit just 2.5 years old and a 5-year-old furnace -- both efficient, reliable, and well ahead of any replacement worries.The 2-car garage offers plenty of room for vehicles, tools, and storage, and includes a bonus refrigerator that conveys with the home -- perfect for overflow groceries, drinks, and game-day entertaining.Step out back to a large concrete patio made for grilling, morning coffee, and evening gatherings. Beyond it lies a true blank-slate backyard -- wide open and ready for your vision, whether that's raised garden beds, a play area, a fire pit, or lush landscaping.Thoughtfully updated, low-maintenance, and priced for the smart buyer. Schedule your showing today.

Getting Around

34
WalkingCar-Dependent
25
TransitSome Transit
64
BikeBikeable

Schools

5/10
5/10
5/10
Volcano Vista High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1991

Materials

  • Foundation: Slab
  • Roof: Pitched,Shingle
  • Construction materials: Brick Veneer,Stucco,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup

Bedroom2

  • Level: Upper
  • Area: 126.54

Bedroom3

  • Level: Upper
  • Area: 115.14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 104.5

Features

  • Main Level Primary
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,ENERGY STAR Qualified Equipment,Natural Gas
  • Cooling features: ENERGY STAR Qualified Equipment,Refrigerated

Interior Area

  • Total structure area: 1,389
  • Total interior livable area: 1,389 sqft

Kitchen

  • Level: First
  • Area: 93.5

Living Room

  • Level: First
  • Area: 323.2

Primary Bedroom

  • Level: First
  • Area: 171.1

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 101206305125521425
  • Zoning description: R-1B*

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Patio
  • Exterior features: Private Yard
  • Fencing: Back Yard,Wall

Lot

  • Lot size: 6,098 sqft
  • Features: Planned Unit Development

Parking

  • Total spaces: 2
  • Parking features: Attached,Finished Garage,Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Hail
Heat Wave
Lightning

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$121$1,452
Property Taxes $233$2,796
Electricity $148$1,780
Total$2,170$26,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,400/yr
40% on housing$65,100/yr
45% on housing$57,866/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 87120$205
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87120
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$330,000
2018-06-28Sold--
2018-05-27Pending sale$159,900
2018-05-25Listed for sale$159,900
2016-03-27Listing removed$1,150
2016-02-10Listed for rent$1,150
2013-01-30Listing removed$1,195
2013-01-19Listed for rent$1,195

For Sale by Agent

AgentDaniel W O'Brian
BrokerageRealty One Group Concierge

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