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131 Cougar Loop Rd, Cougar, WA, 98616

1beds
1baths
856sqft
$350,000
$409price/sqft
$2,372/moest. monthly cost
$94,880/yrincome needed

About This Home

Don't let summer pass you by! This is your opportunity to own a weekend getaway, full-time residence, or turnkey Airbnb opportunity. This charming, completely remodeled 1-bedroom home with a loft offers it all. Thoughtfully updated with custom woodworking and meticulously maintained, it showcases true pride of ownership throughout. The inviting living room features warm tongue-and-groove ceilings and a cozy woodstove, creating the perfect setting to relax and enjoy the surrounding natural beauty. Enjoy a full kitchen, bathroom with washer and dryer, updated landscaping, and a spacious covered deck and BBQ area ideal for relaxing or entertaining. The detached 2-car garage includes stairs to a second level, offering potential for additional living space, while the storage shed provides plenty of room for outdoor gear and recreational toys. Currently operating as a successful Airbnb, this property is ideally located near the Gifford Pinchot National Forest with easy access to hiking around Mount St. Helens and the Ape Caves, plus hunting, fishing, boating, swimming and snowmobiling opportunities. Walking distance to the local store and bar and grill. This is one you truly need to see to appreciate its character, charm, and outdoor lifestyle

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

--
Yale Elementary SchoolGrades K-45.5 mi
5/10
Lewis River AcademyGrades K-1223.9 mi
4/10
Woodland High SchoolGrades 9-1223.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1989

Materials

  • Roof: Metal
  • Construction materials: T111 Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Free-Standing Refrigerator,Range Hood,Washer/Dryer,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Vaulted Ceiling, Wood Stove
  • Level: Main

Features

  • Ceiling Fan(s),High Ceilings,Vaulted Ceiling(s),Beamed Ceilings,Closet
  • Flooring: Vinyl
  • Fireplace features: Stove,Wood Burning,Wood Burning Stove

Heating

  • Heating features: Wood Stove

Interior Area

  • Total structure area: 856
  • Total interior livable area: 856 sqft

Kitchen

  • Features: Beamed Ceilings, Dishwasher,Free Standing Range, Free Standing Refrigerator
  • Level: Main

Living Room

  • Features: Ceiling Fan,High Ceilings, Vaulted Ceiling, Wood Stove
  • Level: Main

Master Bedroom

  • Features: Closet
  • Level: Main

Property

Details

  • Parcel number: ES3402037

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Deck,Covered Patio,Deck,Patio,Porch
  • Exterior features: Fire Pit,Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 10,018 sqft
  • Features: Trees,Wooded,SqFt 10000 to 14999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Volcanic Activity
    Volcanic ActivityVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Volcanic Activity
Cold Wave
Inland Flooding
Earthquake
Heat Wave
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters in Cowlitz County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$166$1,992
Property Taxes $288$3,456
Electricity $149$1,793
Total$2,372$28,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,325/yr
40% on housing$71,160/yr
45% on housing$63,253/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$409This listing

vs Other Active Listings

Avg $/sqft

ZIP 98616$123
Cowlitz County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 98616$341
Cowlitz County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$350,000
2022-12-13Sold$270,000
2022-11-10Pending sale$300,000
2022-11-01Listed for sale$300,000
2016-07-29Sold$135,000

For Sale by Agent

AgentDeanna Reijonen
BrokeragePremiere Property Group, LLC

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