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105 ISLAND VIEW Lane, Kelso, WA, 98626

5beds
3baths
3,617sqft
$399,900
$111price/sqft
$2,720/moest. monthly cost
$108,800/yrincome needed

About This Home

Spacious and beautifully maintained 5 bedroom, 3 bathroom home nestled on a large lot in the highly desirable Carrolls area of Kelso. This property offers the perfect blend of comfort, functionality, and outdoor space, making it ideal for both everyday living and entertaining.Inside, you’ll find generous living areas filled with natural light, a well appointed kitchen with ample storage, and a flexible floor plan that accommodates a variety of needs including guest space, a home office, or multi generational living. The primary suite provides a relaxing retreat, complete with its own private bath.The daylight basement features an additional living space complete with its own kitchen, offering excellent potential for extended living, guests, or rental opportunities.Step outside to enjoy the expansive yard, offering endless possibilities for gardening, recreation, or simply relaxing in a peaceful setting. With plenty of space for parking, hobbies, or future improvements, this property truly stands out.Located in a sought after neighborhood known for its quiet surroundings and convenient access to local amenities.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
6/10
Coweeman Middle SchoolGrades 6-85.1 mi
4/10
Kelso High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1963

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1963

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Daylight

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Lower

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Fireplace features: Electric

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 3,617
  • Total interior livable area: 3,617 sqft

Property

Details

  • Parcel number: WD1920016
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Volcanic Activity
Earthquake
Landslide
Winter Weather

FEMA Declared Disasters in Cowlitz County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$133$1,596
Property Taxes $318$3,816
Electricity $247$2,968
Total$2,720$32,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,257/yr
40% on housing$81,600/yr
45% on housing$72,533/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 98626$176
Cowlitz County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 98626$271
Cowlitz County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$449,900
2026-04-02Listed for sale$499,000
2021-02-10Sold$385,000
2020-12-02Pending sale$399,900
2020-11-23Price change$399,900
2020-11-04Listed for sale$415,000

Pre-Foreclosure - For Sale by Agent

AgentMark Charlesworth
BrokerageKW Realty Portland Central

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