509 Monroe Street, Ryderwood, WA, 98581
About This Home
Reside in this 55+ community of Ryderwood, and you will be pleasantly surprised. This home is distinctive in its location across from Campbell Creek, offering a serene natural ambiance. The residence features newer windows, a 2016 roof with a 30-year warranty, a newly remodeled bathroom, a 2023 electrical panel, and newer kitchen appliances, and high-quality, efficient mini-splits for comfortable summers and cozy winters. Additional, the property includes a shop, RV parking, a tandem garage, and a fully fenced yard.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1923
Materials
- Foundation: Concrete Ribbon
- Roof: Composition
- Construction materials: Cement/Concrete
Notable Dates
- Major remodel year: 2000
Type & Style
- Home type: SingleFamily
- Architectural style: 1 1/2 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Utility Room
Basement
- Basement: None
Bathroom Three Quarter
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 3/4 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
Entry Hall
- Level: Main
Features
- Ceiling Fan(s),Dining Room
- Flooring: Hardwood,Vinyl,Carpet
Heating & Cooling
- Heating features: Ductless,Electric
- Cooling features: Ductless
Interior Area
- Total structure area: 1,196
- Total interior livable area: 1,196 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: WN0320068
- Zoning description: Jurisdiction: County
- Special condition: Standard
- Other equipment: Leased Equipment: No
Features
- Levels: One and One Half
- Stories: 1
- Entry location: Main
- Patio & porch: Ceiling Fan(s),Dining Room,Water Heater
- Has view: Yes
- View description: Territorial
- Topography of land: Level
Lot
- Lot size: 5,998 sqft
- Features: Paved,Patio,Shop
Parking
- Total spaces: 3
- Parking features: Driveway,Detached Garage
- Has garage: Yes
- Covered spaces: 2
- Uncovered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Volcanic Activity
- Cold Wave
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Cowlitz County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,410 | $16,920 |
| Home Insurance * | $149 | $1,788 |
| Property Taxes | $198 | $2,376 |
| Electricity | $149 | $1,793 |
| Total | $1,906 | $22,872 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Listed for sale | $279,000 |
| 2007-06-27 | Sold | $110,000 |
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