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4424 Rancho Centro NW, Albuquerque, NM, 87120

3beds
3baths
2,353sqft
$431,500
$183price/sqft
$2,774/moest. monthly cost
$110,960/yrincome needed

About This Home

Open floor plan designed for comfortable living, features on the main level include a formal living and dining areas, high vaulted ceilings and a gas fireplace. A beautiful staircase walks you to the upstairs area that features gleaming views out of the upstairs windows. Enjoy the spacious master bedroom big enough to fit all your furniture needs along with a outside sitting area from the master with mountain and city views. Master bath includes double sinks and a jetted tub, separate shower and large walk-in closet! Backyard with covered patio ideal for entertainment and family gatherings!

Getting Around

57
WalkingSomewhat Walkable
27
TransitSome Transit
64
BikeBikeable

Schools

8/10
4/10
5/10
Volcano Vista High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1996

Materials

  • Roof: Shingle
  • Construction materials: Frame,Stucco

Other

  • Builder name: Centex

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Disposal,Microwave,Refrigerator,Range Hood
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Attic,Ceiling Fan(s),Separate/Formal Dining Room,Dual Sinks,Jetted Tub,Living/Dining Room,Multiple Living Areas,Pantry,Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Custom,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 2,353
  • Total interior livable area: 2,353 sqft

Kitchen

  • Level: Main
  • Area: 120

Living Room

  • Level: Main
  • Area: 196

Primary Bedroom

  • Level: Lower
  • Area: 210

Property

Details

  • Parcel number: 101206416208630121
  • Zoning description: R-1A*

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony,Patio,Screened
  • Exterior features: Balcony,Private Yard
  • Fencing: Wall

Lot

  • Lot size: 6,969 sqft
  • Features: Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Hail
Heat Wave
Lightning

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,181$26,172
Home Insurance *$121$1,452
Property Taxes $305$3,660
Electricity $167$2,007
Total$2,774$33,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,108/yr
40% on housing$83,220/yr
45% on housing$73,973/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 87120$205
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87120
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$469,000
2026-02-05Listing removed$2,599
2026-02-03Listed for rent$2,599
2022-01-20Sold--
2021-12-30Pending sale$380,000
2021-12-18Listed for sale$380,000

For Sale by Agent

AgentCindy A Chavez
BrokerageRealty One of New Mexico

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