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13788 195th Drive SE, Monroe, WA, 98272

5beds
3baths
3,312sqft
$879,000
$265price/sqft
$5,379/moest. monthly cost
$215,160/yrincome needed

About This Home

Beautifully updated and move-in ready! This spacious 5-bedroom home with a main-floor office showcases a stunning remodeled kitchen featuring white shaker cabinets, quartz countertops, designer tile backsplash, updated fixtures, durable luxury vinyl plank flooring, and a cozy breakfast nook with built-in seating. The inviting great room is anchored by a brand-new gas fireplace with a beautiful designer tile surround, while the main-floor bathroom has been tastefully remodeled with modern finishes. The functional floor plan offers formal living and dining rooms, a spacious great room, and an inviting layout designed for both everyday living and entertaining. The main-floor office provides the perfect space for working from home, hobbies, or a flex room to fit your needs. Upstairs, the expansive primary suite offers vaulted ceilings, a gas fireplace, a comfortable sitting area, a 5-piece ensuite, and a walk-in closet. Four additional generously sized bedrooms provide exceptional flexibility, including one oversized room that’s ideal as a bonus room, media room, playroom, or home gym. Enjoy mountain views and outdoor living in the fully fenced backyard with retaining walls, a sprinkler system, and an oversized patio with a gas hookup for BBQs—perfect for entertaining. Conveniently located just minutes from downtown Monroe, shopping, dining, and Highway 2.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

6/10
6/10
Park Place Middle SchoolGrades 6-81.8 mi
6/10
Monroe High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Metal/Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Dining Room,High Tech Cabling,Pantry
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Laminate,Vinyl,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Main Level: 1,Upper Level: 1,Fireplace
  • Fireplace: Yes

Heating

  • Heating features: Fireplace,Forced Air,Natural Gas

Interior Area

  • Total structure area: 3,312
  • Total interior livable area: 3,312 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 01010300005000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Fireplace (Primary Bedroom),High Tech Cabling,Pantry,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Has view: Yes
  • View description: Mountain(s),Territorial
  • Topography of land: Level,Sloped,Steep Slope
  • Residential vegetation: Garden Space

Lot

  • Lot size: 8,712 sqft
  • Features: Cul-De-Sac,Curbs,Paved,Sidewalk,Cable TV,Fenced-Fully,Gas Available,High Speed Internet,Patio

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Cold Wave
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,444$53,328
Home Insurance *$175$2,100
Property Taxes $534$6,408
Electricity $226$2,718
Total$5,379$64,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,422/yr
40% on housing$161,370/yr
45% on housing$143,440/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 98272$361
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98272$365
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$855,000
2026-07-23Listed for sale$879,000
2023-05-01Sold$804,000
2023-03-22Pending sale$815,000
2023-03-03Listed for sale$815,000
2018-09-26Listing removed$2,550
2018-09-16Price change$2,550
2018-08-28Listed for rent$2,750
2005-01-21Sold$362,915

For Sale by Agent

AgentAyanna J McMahon
BrokerageTEC Real Estate Inc.

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